97314 Pirates Point Rd, Yulee, FL 32097 Property Records

Nassau County property record for 97314 Pirates Point Rd, Yulee, FL 32097 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	3 Baths
Year Built	Built 1995
Square Footage	1,392 sqft Heated Area
Lot Size	29,736 sqft (0.682 acres)
Occupancy	Owner Occupied
Last Sale	$382,500 (2008)
Tax Bill	$5,707.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`43-3N-28-509D-0024-0000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	2 Rooms
Building Area	1,392 sqft Heated Area
Gross Area	1,612 sqft Gross Area
1st Floor	1,656 sqft 1st Floor
Upper Floors	204 sqft Upper Floors
Stories	2 Stories
Interior Structure	Paneling Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1995
Exterior Material	Wood Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	29,736 sqft (0.682 acres)
Garage Area	520 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	80 sqft Shed
Deck Area	132 sqft Deck
Patio Area	240 sqft Patio
Porch	Open Porch
Porch Area	253 sqft Porch
Boat Access	Boat Access

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	97314 PIRATES POINT RD
City	YULEE
State	FL
Zip	32097-1404
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 24 IN OR 1579/1349 PIRATES WOOD #4 UNR
Legal Range	28E
Legal Township	03N
Legal Section	43
Legal Subdivision	PIRATES WOOD #4
Legal Lot Number	24
Jurisdiction	NASSAU FL
Minor Civil Division	YULEE
Census Blockgroup	1
Census Block	1010
Census Tract	50308

Owner

Source: Nassau County records · APN 43-3N-28-509D-0024-0000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	97314 PIRATES POINT RD, YULEE, FL 32097-1404
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 01, 2008 · Amount on Record
Deed Sale	Aug 01, 2008 · Amount on Record
Deed Doc Number	0015791349
Deed Book / Page	1579 / 1349
Record Refreshed	Jun 08, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	97314 PIRATES POINT RD, YULEE, FL 32097-1404
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021481702
Date	Sep 29, 2017
Book Page	2148/1702
Instrument	201728509

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,707.00 (+1.26%) Homeowner's exemption	$412,148 (+2.9%)	$467,036 (+11.1%) Land $200,000 Building $267,036
2024	$5,636.00 (+1.18%) Homeowner's exemption	$400,533 (+3%)	$420,362 (+8.1%) Land $170,000 Building $250,362
2023	$5,570.00 (+10.56%) Homeowner's exemption	$388,867 (+13.92%) Land $170,000 Building $218,867	$388,867 (+13.92%) Land $170,000 Building $218,867
2022	$5,038.00	$341,345 Land $160,000 Building $181,345	$341,345 Land $160,000 Building $181,345

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	11.0 ft

Wildfire

Wildfire Risk	High above 73% of the US · above 57% of Florida
Wildfire Likelihood	About 1 in 658 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.