Nassau County property record for 97378 Pirates Point Rd, Yulee, FL 32097
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,676 sqft · built 1979 |
| Lot Size | 1.22 acres (53,533 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,224 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 43-3N-28-509D-0019-0000 |
| Primary APN | 43-3N-28-509D-0019-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,676 sqft Living Area |
| Gross Area | 3,927 sqft |
| 1st Floor Area | 992 sqft |
| Upper Floors Area | 1,420 sqft |
| Flooring | Tile |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gambrel |
| Roof Material | Metal |
| Lot Area | 53,533 sqft (1.22 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 675 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 516 sqft |
| Deck Area | 324 sqft |
| Patio Area | 600 sqft |
| Boat Access | Boat Access |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 97378 PIRATES POINT RD |
|---|---|
| City | YULEE |
| State | FL |
| Zip | 32097-1404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-1 |
| Legal Description | LOT 19 & 20 IN OR 2741/1411 PIRATES WOOD #4 UNR |
| Legal Range | 28E |
| Legal Township | 03N |
| Legal Section | 43 |
| Legal Subdivision | PIRATES WOOD |
| Legal Lot Number | D0019 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | YULEE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 50308 |
Source: Nassau County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 97378 PIRATES POINT RD, YULEE, FL 32097-1404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 24, 2024 |
| Transfer Doc | 0027411411 |
| Record Updated | Jun 8, 2026 |
Source: Nassau County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,224.00 (+1.16%) | $222,241 (+2.9%) | $794,976 (+17.57%) Land $400,000 Building $394,976 |
| 2024 | $1,210.00 (+1.51%) Homeowner's exemption Widower's exemption | $215,978 (+3%) | $676,194 (+9.16%) Land $340,000 Building $336,194 |
| 2023 | $1,192.00 (+17.21%) Homeowner's exemption | $209,687 (+3%) | $619,462 (+17.99%) Land $340,000 Building $279,462 |
| 2022 | $1,017.00 Homeowner's exemption | $203,580 | $525,006 Land $288,000 Building $237,006 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 475 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 475 in force |
| Nearby Flood Claims | 25 (2016–2024) |
| Claims Outside the SFHA | 4 of 25 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 73% of the US · above 57% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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