97397 Pirates Point Rd, Yulee, FL 32097 Property Records

Nassau County property record for 97397 Pirates Point Rd, Yulee, FL 32097 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1998
Square Footage1,392 sqft Heated Area
Lot Size25,196 sqft (0.578 acres)
OccupancyOwner Occupied
Last Sale$87,000 (1999)
Tax Bill$1,092.00 (2025)

Property Details

APN / Parcel Number

Primary APN43-3N-28-509C-0022-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,392 sqft Heated Area
Gross Area1,924 sqft Gross Area
1st Floor1,392 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1998
Exterior MaterialWood Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area25,196 sqft (0.578 acres)
Garage Area196 sqft Garage

Exterior Amenities

Deck Area304 sqft Deck
Patio Area304 sqft Patio
Porch1 Porch
Porch Area504 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address97397 PIRATES POINT RD
CityYULEE
StateFL
Zip32097-1405
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 22 IN OR 881/139 PIRATES WOOD 3 UNR
Legal Range28E
Legal Township03N
Legal Section43
Legal SubdivisionPIRATES WOOD 3
Legal Lot Number22
JurisdictionNASSAU FL
Minor Civil DivisionYULEE
Census Blockgroup1
Census Block1011
Census Tract50308

Owner

Source: Nassau County records · APN 43-3N-28-509C-0022-0000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address97397 PIRATES POINT RD, YULEE, FL 32097-1405
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2020Deed of Trust, Mortgage · Line of Credit
VYSTAR CU
Jan 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 30, 1999 · Amount on Record
Deed SaleApr 30, 1999 · Amount on Record
Deed Doc Number0000881139
Deed Book / Page881 / 139
Record RefreshedJun 08, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address97397 PIRATES POINT RD, YULEE, FL 32097-1405
Document Number0023520749
Instrument DateMar 19, 2020
Transaction TypeMortgage
Record UpdatedJun 24, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address97397 PIRATES POINT RD YULEE FL 320971405, YULEE, FL 32097-1405

Mortgage

Document Number0023520749
DateApr 07, 2020
Book Page002352/000749
Instrument45010786
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32210
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueApr 06, 2030
Interest
Rate TypeAdjustable Rate

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address97397 PIRATES POINT RD, YULEE, FL 32097-1405
Document Number0020990319
Book / Page002099 / 000319
Instrument DateJan 27, 2017
Transaction TypeMortgage
Record UpdatedJun 13, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address97397 PIRATES POINT RD YULEE FL 320971405, YULEE, FL 32097-1405

Mortgage

Document Number0020990319
DateFeb 06, 2017
Book Page002099/000319
Instrument3675
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 05, 2047

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,092.00 (+2.06%) Homeowner's exemption$111,528 (+2.9%)$296,353 (+14.31%) Land $100,000 Building $196,353
2024$1,070.00 (+2.69%) Homeowner's exemption$108,385 (+3%)$259,258 (+2.83%) Land $100,000 Building $159,258
2023$1,042.00 (+13.02%) Homeowner's exemption$105,228 (+3%)$252,120 (+35.96%) Land $100,000 Building $152,120
2022$922.00 Homeowner's exemption$102,163$185,438 Land $60,000 Building $125,438

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 719 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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