Clay County property record for 973 Upper Rader Rd, Manchester, KY 40962
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 864 sqft · built 1998 |
| Lot Size | 1.03 acres (45,128 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $20,000 (Mar 2020) |
| Tax Bill | $549 (2025) |
| Deeds & Mortgages | Mar 2020 Sale |
| Flood Zone | Zone A (high risk) |
| APN | 050-00-00-013.01 |
| Primary APN | 050-00-00-013.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 45,128 sqft (1.03 acres) |
| Porch | Porch |
| Porch Area | 80 sqft |
| Cooling System | None |
|---|---|
| Heating Fuel | Electric |
| Account Number | 7172 |
|---|---|
| Street Address | 973 UPPER RADER RD |
| City | MANCHESTER |
| State | KY |
| Zip | 40962-7265 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.036 ACRE & HOUSE |
| Jurisdiction | CLAY KY |
| Township / Civil Division | BURNING SPRINGS |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 950202 |
Source: Clay County records, as of December 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2265 HOOKER RD, MANCHESTER, KY 40962-8133 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2020 · Amount on Record |
| Deed Sale | Mar 2, 2020 · Amount on Record |
| Prior Sale | Nov 2, 2015 · Amount on Record |
| Deed Document Number | 0000033076 |
| Deed Book / Page | 330 / 76 |
| Record Updated | Jun 8, 2026 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | CLAY KY |
| Recording Date | Mar 2, 2020 |
| Property Address | 973 UPPER RADER RD, MANCHESTER, KY 40962-7265 |
| Document Number | DEED330/76 |
| Book / Page | DEED 330 / 76 |
| Instrument Date | Jan 15, 2020 |
| Instrument | 310314 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $20.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 64, MANCHESTER, KY 40962-0064 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2265 HOOKER RD, MANCHESTER, KY 40962-8133 |
| Investor | Possibly a Property Investor |
Source: Clay County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $549.00 (+0.18%) | $46,000 (-) | $46,000 (-) |
| 2023 | $548.00 | $46,000 | $46,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2022) |
| Most Recent Claim | Jul 2022 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 84% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH MANCHESTER WATER ASSOC private · serves 5,332 people · EPA ID KY0260266 |
|---|---|
| Water Source | Purchased surface water from MANCHESTER WATER WORKS |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2025 Haloacetic acids resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Peoples Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures