Clay County property record for 1049 Upper Rader Rd, Manchester, KY 40962
| Property Type | Single Family Home |
|---|---|
| Details | 980 sqft · built 1974 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $29 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 050-00-00-013.03 |
| Primary APN | 050-00-00-013.03 |
|---|---|
| Alternative APNs |
|
| Building Area | 980 sqft Living Area |
|---|
| Year Built | Built 1974 |
|---|---|
| Roof Material | Metal |
| Lot Area | 21,780 sqft (0.5 acres) |
| Cooling System | None |
|---|---|
| Heating Fuel | Electric |
| Account Number | 885 |
|---|---|
| Street Address | 1049 UPPER RADER RD |
| City | MANCHESTER |
| State | KY |
| Zip | 40962-7207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.500 ACRES/VACANT |
| Jurisdiction | CLAY KY |
| Township / Civil Division | BURNING SPRINGS |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 950202 |
1049 Upper Rader Rd is owned and occupied by an individual who acquired it in April 2007.
Source: Clay County records, as of December 19, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1049 UPPER RADER RD, MANCHESTER, KY 40962-7207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 20, 2007 |
| Deed Sale | Apr 20, 2007 |
| Deed Document Number | 097479 |
| Deed Book / Page | DEED 286 / 448 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 1049 Upper Rader Rd was $29.
Source: Clay County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $29.00 | $2,500 | $2,500 |
| 2023 | $29.00 | $2,500 | $2,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1049 Upper Rader Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (2022) |
| Most Recent Claim | Jul 2022 · Severe Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1049 Upper Rader Rd is high, ranking above 72% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 84% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH MANCHESTER WATER ASSOC private · serves 5,332 people · EPA ID KY0260266 |
|---|---|
| Water Source | Purchased surface water from MANCHESTER WATER WORKS |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2025 Haloacetic acids resolved · Apr 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Peoples Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
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