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661 Upper Rader Rd, Manchester, KY 40962 Property Records

Clay County property record for 661 Upper Rader Rd, Manchester, KY 40962

Property Summary

Property TypeFarm - Irrigated or Dry
Details1,280 sqft · built 1997
Lot Size0.786 acres (34,243 sqft)
Owner2 Individual Names on Record
Last Sale$100,000 (Sep 2025)
Tax Bill$47 (2025)
Deeds & MortgagesApr 2026 Sale
Oct 2021 Transfer
Flood ZoneZone A (high risk)
APN050-00-00-012.01

Property Details

APN / Parcel Number

Primary APN050-00-00-012.01
Alternative APNs
  • 121091
  • 5121

Interior

Building Area1,280 sqft Living Area

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleMobile Home
Roof MaterialMetal
Lot Area34,243 sqft (0.786 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating FuelElectric

Location & Zoning

Account Number5121
Street AddressRADER RD
CityMANCHESTER
StateKY
Zip40962
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Farm - Irrigated or Dry
Legal Description0.7861 ACRES/VACANT
JurisdictionCLAY KY
Township / Civil DivisionBURNING SPRINGS
Census Block Group1
Census Block1010
Census Tract950202

Owner

Source: Clay County records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address661 UPPER RADER RD, MANCHESTER, KY 40962-7264
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2026Warranty Deed, Transfer
KENTUCKY MOUNTAIN LAND TITLE INC, KENTUCKY MOUNTAIN LAND TITLE
Oct 1, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 2025 · Amount on Record
Deed SaleSep 25, 2025 · Amount on Record
Deed Document Number20251686337
Deed Book / Page353 / 181
Record UpdatedSep 20, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY KY
Recording DateApr 21, 2026
Property AddressRADER RD, MANCHESTER, KY 40962
Document Number0001702711
Book / Page355 / 354
Instrument DateMar 11, 2026
Instrument20261702711
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyKENTUCKY MOUNTAIN LAND TITLE INC, KENTUCKY MOUNTAIN LAND TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman
Address661 UPPER RADER RD, MANCHESTER, KY 40962-7264

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCLAY KY
Recording DateOct 1, 2021
Property AddressRADER RD, MANCHESTER, KY 40962
Document Number000336/187
Book / Page336 / 187
Instrument DateMay 13, 2021
Instrument314413
Transaction TypeTransfer
Record UpdatedJun 29, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address635 UPPER RADER RD, MANCHESTER, KY 40962-7264

Transferred To (Grantee/Buyer)

NameVerified Name
Address661 UPPER RADER RD, MANCHESTER, KY 40962-7264

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 22, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$47.00 (-73.6%)$4,000 (-73.33%)$4,000 (-73.33%)
2023$178.00$15,000$15,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2022)
Most Recent ClaimJul 2022 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Jul 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 84% of Kentucky
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH MANCHESTER WATER ASSOC
private · serves 5,332 people · EPA ID KY0260266
Water SourcePurchased surface water from MANCHESTER WATER WORKS
Last State InspectionJun 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2025
Haloacetic acids
resolved · Apr 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber		2,000 / 2,000
Peoples Rural Telephone Cooperative
Fiber		1,000 / 1,000

Cell Coverage

No cell data coverage reported

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