1009 Upper Rader Rd, Manchester, KY 40962 Property Records

Clay County property record for 1009 Upper Rader Rd, Manchester, KY 40962

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 960 sqft · built 1975
Lot Size0.139 acres (6,098 sqft)
OwnerCompany Name on Record
Tax Bill$358 (2025)
Flood ZoneZone A (high risk)
APN050-00-00-014.00

Property Details

APN / Parcel Number

Primary APN050-00-00-014.00
Alternative APNs
  • 112524
  • 56

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area960 sqft Living Area
Basement Area960 sqft

Exterior

Year BuiltBuilt 1975
Exterior MaterialOther
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,098 sqft (0.139 acres)
PorchPorch
Porch Area81 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemSpace Heater

Location & Zoning

Account Number56
Street Address1009 UPPER RADER RD
CityMANCHESTER
StateKY
Zip40962-7207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description0.140 ACRES & HOUSE
JurisdictionCLAY KY
Township / Civil DivisionBURNING SPRINGS
Census Block Group1
Census Block1008
Census Tract950202

Owner

Source: Clay County records, as of December 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1009 UPPER RADER RD, MANCHESTER, KY 40962-7207
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Deed Document Number0000188355
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Clay County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$358.00 (+0.28%)$30,000 (-)$30,000 (-)
2023$357.00$30,000$30,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2022)
Most Recent ClaimJul 2022 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Flooding, Landslides, And Mudslides, Jul 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 84% of Kentucky
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH MANCHESTER WATER ASSOC
private · serves 5,332 people · EPA ID KY0260266
Water SourcePurchased surface water from MANCHESTER WATER WORKS
Last State InspectionJun 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2025
Haloacetic acids
resolved · Apr 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
Peoples Rural Telephone Cooperative
Fiber
1,000 / 1,000

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