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973 Royal Tern Dr, Hampstead, NC 28443 Property Records

Pender County property record for 973 Royal Tern Dr, Hampstead, NC 28443 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,573 sqft · built 2003
Lot Size0.56 acres (24,394 sqft)
Owner2 Individual Names on File
Last Sale$187,000 (Jun 2004)
Tax Bill$2,835 (2025)
Deeds & MortgagesNov 2021 Mortgage
Flood ZoneZone AE (high risk)
APN4215-71-7049-0000

Property Details

APN / Parcel Number

Primary APN4215-71-7049-0000
Alternative APNs
  • 400861159
  • 861159

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area2,573 sqft Living Area

Exterior

Year BuiltBuilt 2003
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area24,394 sqft (0.56 acres)
TerrainRolling

Exterior Amenities

PorchPorch
Porch Area114 sqft
Patio Area400 sqft
Lean-To72 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number400861159
Old Parcel Number4215 71 7049 0000
Street Address973 ROYAL TERN DR
CityHAMPSTEAD
StateNC
Zip28443-3579
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL 65 PB 29/129 PELICAN REEF
Legal SubdivisionPELICAN REEF
Legal Lot Number65
JurisdictionPENDER NC
Township / Civil DivisionTOPSAIL
Census Block Group2
Census Block2022
Census Tract920104

Owner

Source: Pender County records · APN 4215-71-7049-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address973 ROYAL TERN DR, HAMPSTEAD, NC 28443-3579
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 02, 2004 · Amount on Record
Deed SaleJun 02, 2004 · Amount on Record
Deed Document Number0001502400
Record UpdatedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPENDER NC
Property Address973 ROYAL TERN DR, HAMPSTEAD, NC 28443-3579
Transaction TypeMortgage
Record UpdatedNov 17, 2021
Title CompanyCORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address973 ROYAL TERN DR, HAMPSTEAD, NC 28443-3579

Mortgage

Document Number0047700352
DateNov 03, 2021
Book Page4770/352
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
AddressWILMINGTON, NC 28412
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term119 Months
DueOct 17, 2031

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPender County
Unified School DistrictPender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,835.00 (+14.27%)$548,613 (+92.59%) Land $129,600 Building $419,013$548,613 (+92.59%) Land $129,600 Building $419,013
2023$284,865 (-) Land $57,084 Building $227,781$284,865 (-) Land $57,084 Building $227,781
2022$2,481.00$284,865 Land $57,084 Building $227,781$284,865 Land $57,084 Building $227,781

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371419201042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 136 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies136 in force
Nearby Flood Claims4 (2018)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2018, tidal / storm surge, Hurricane Florence
Claims By Storm
  • Hurricane Florence, Sep 2018 · 4 claims

Wildfire

Wildfire RiskModerate
above 58% of the US · above 80% of North Carolina
Wildfire LikelihoodAbout 1 in 840 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 120 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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