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863 Royal Tern Dr, Hampstead, NC 28443 Property Records

Pender County property record for 863 Royal Tern Dr, Hampstead, NC 28443 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 5,212 sqft · built 2003
Lot Size1.82 acres (79,279 sqft)
Owner2 Individual Names on File
Last Sale$709,000 (Jul 2020)
Tax Bill$5,260 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Mar 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN4215-71-5662-0000

Property Details

APN / Parcel Number

Primary APN4215-71-5662-0000
Alternative APNs
  • 000036104
  • 974578

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area5,212 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Architectural StyleConventional
Exterior MaterialWood
Foundation TypeRaised
Lot Area79,279 sqft (1.82 acres)
TerrainRolling
PorchOpen Porch
Porch Area760 sqft
Deck Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number000036104
Old Parcel Number4215 71 5662 0000
Street Address863 ROYAL TERN DR
CityHAMPSTEAD
StateNC
Zip28443-7188
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 70R,PB 34/145R,PELICAN REEF
Legal SubdivisionPELICAN REEF
Legal Lot Number70R
JurisdictionPENDER NC
Township / Civil DivisionTOPSAIL
Census Block Group2
Census Block2022
Census Tract920104

Owner

Source: Pender County records · APN 4215-71-5662-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address863 ROYAL TERN DR, HAMPSTEAD, NC 28443-7188
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2020Warranty Deed, Transfer · VA Mortgage
GUARANTEED RATE
Mar 16, 2017Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 30, 2020 · Amount on Record
Deed SaleJul 30, 2020 · Amount on Record
Prior SaleMar 16, 2017 · Amount on Record
Deed Document Number0023124719
Deed Book / Page2312 / 4719
Record UpdatedJun 08, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPENDER NC
Recording DateJul 30, 2020
Property Address863 ROYAL TERN DR, HAMPSTEAD, NC 28443-7188
Document Number0047192312
Book / Page004719 / 002312
Instrument DateJul 24, 2020
Instrument20067342
Transaction TypeTransfer
Record UpdatedAug 28, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,418.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address863 ROYAL TERN DR HAMPSTEAD NC 284437188, HAMPSTEAD, NC 28443-7188

Mortgage

Document Number47192315
DateJul 30, 2020
Book Page004719/002315
Instrument20067343
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 29, 2050

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPENDER NC
Recording DateMar 16, 2017
Property Address863 ROYAL TERN DR, HAMPSTEAD, NC 28443-7188
Document Number0046390629
Book / Page004639 / 000629
Instrument DateMar 06, 2017
Instrument20021401
Transaction TypeTransfer
Record UpdatedMar 21, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,250.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address863 ROYAL TERN DR HAMPSTEAD NC 284437188, HAMPSTEAD, NC 28443-7188

Mortgage

Document Number46390632
DateMar 16, 2017
Book Page004639/000632
Instrument20021402
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 15, 2047
Interest
Rate TypeAdjustable Rate
Rate3.62%

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPender County
Unified School DistrictPender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,260.00 (+12.78%)$1,214,204 (+121.96%) Land $213,940 Building $1,000,264$1,214,204 (+121.96%) Land $213,940 Building $1,000,264
2023$547,042 (-) Land $89,141 Building $457,901$547,042 (-) Land $89,141 Building $457,901
2022$4,664.00$547,042 Land $89,141 Building $457,901$547,042 Land $89,141 Building $457,901

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371419201042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 136 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies136 in force
Nearby Flood Claims4 (2018)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2018, tidal / storm surge, Hurricane Florence
Claims By Storm
  • Hurricane Florence, Sep 2018 · 4 claims

Wildfire

Wildfire RiskModerate
above 63% of the US · above 86% of North Carolina
Wildfire LikelihoodAbout 1 in 735 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 120 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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