951 Royal Tern Dr, Hampstead, NC 28443 Property Records

Pender County property record for 951 Royal Tern Dr, Hampstead, NC 28443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,544 sqft · built 2002
Lot Size	0.78 acres (33,977 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Jan 2020)
Tax Bill	$3,042 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2024 Line of Credit + 4 more
Flood Zone	Zone AE (high risk)
APN	`4215-71-7284-0000`

Property Details

APN / Parcel Number

Primary APN	`4215-71-7284-0000`
Alternative APNs	`000043347` `589017`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,544 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Cape Cod
Exterior Material	Wood
Foundation Type	No Foundation
Roof Type	Gable/Hip
Lot Area	33,977 sqft (0.78 acres)
Porch	Slab
Porch Area	36 sqft
Deck Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	000043347
Street Address	951 ROYAL TERN DR
City	HAMPSTEAD
State	NC
Zip	28443-3579
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SEEMAP
Legal Description	L 66 PB 29/129 PELICAN REEF
Legal Subdivision	PELICAN REEF
Legal Lot Number	66
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2022
Census Tract	920104

Owner

Source: Pender County assessment roll, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	951 ROYAL TERN DR, HAMPSTEAD, NC 28443-3579
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Apr 26, 2024	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Mar 15, 2024	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Nov 15, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Jun 1, 2022	Intrafamily Transfer, Transfer
Jan 31, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 31, 2020 · Amount on Record
Deed Sale	Jan 31, 2020 · Amount on Record
Prior Sale	May 16, 2003 · Amount on Record
Deed Book / Page	4703 / 1234
Last Transfer Date	Jun 1, 2022
Transfer Doc	0020103122
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	951 ROYAL TERN DR, HAMPSTEAD, NC 28443-3579
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	951 ROYAL TERN DR, HAMPSTEAD, NC 28443-3579

Mortgage

Document Number	0048871175
Date	Mar 18, 2026
Book Page	4887/1175

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2031
Change Frequency	5 Years
Min Rate At Change	3%
Max Rate At Change	7%
Index	5-Year CMT
Max Rate	11%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	951 ROYAL TERN DR, HAMPSTEAD, NC 28443-3579
Transaction Type	Mortgage
Record Updated	May 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048351244
Date	Apr 26, 2024
Book Page	4835/1244

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	951 ROYAL TERN DR, HAMPSTEAD, NC 28443-3579
Transaction Type	Mortgage
Record Updated	Apr 2, 2024
Title Company	IDEAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	951 ROYAL TERN DR, HAMPSTEAD, NC 28443-3579

Mortgage

Document Number	0048321168
Date	Mar 15, 2024
Book Page	4832/1168

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	951 ROYAL TERN DR, HAMPSTEAD, NC 28443-3579
Transaction Type	Mortgage
Record Updated	Dec 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048011483
Date	Nov 15, 2022
Book Page	4801/1483

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	WILMINGTON, NC 28404

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PENDER NC
Recording Date	Jun 1, 2022
Property Address	951 ROYAL TERN DR, HAMPSTEAD, NC 28443-3579
Document Number	0047892436
Book / Page	4789 / 2436
Instrument Date	Jun 1, 2022
Transaction Type	Transfer
Record Updated	Jun 8, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	951 ROYAL TERN DR, 951, HAMPSTEAD, NC 28443-3579

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	951 ROYAL TERN DR, HAMPSTEAD, NC 28443-3579

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Jan 31, 2020
Property Address	951 ROYAL TERN DR, HAMPSTEAD, NC 28443-3579
Document Number	0047031234
Book / Page	4703 / 1234
Map Reference	MB 29 PG 129
Instrument Date	Jan 27, 2020
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2769 W VALLEY VIEW DR, 2769, TREMONTON, UT 84337-6766

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	951 ROYAL TERN DR, HAMPSTEAD, NC 28443-3579

Mortgage

Document Number	0047031237
Date	Jan 31, 2020
Instrument	4703/1237

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Pender County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,042.00 (+8.95%)	$586,429 (+89.81%) Land $164,800 Building $421,629	$586,429 (+89.81%) Land $164,800 Building $421,629
2023		$308,961 (-) Land $64,358 Building $244,603	$308,961 (-) Land $64,358 Building $244,603
2022	$2,792.00	$308,961 Land $64,358 Building $244,603	$308,961 Land $64,358 Building $244,603

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 136 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 80% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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