1020 Royal Tern Dr, Hampstead, NC 28443 Property Records

Pender County property record for 1020 Royal Tern Dr, Hampstead, NC 28443 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,372 sqft · built 2001
Lot Size	3.23 acres (140,699 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,892 (2025)
Deeds & Mortgages	Jun 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`4215-71-2037-0000`

Property Details

APN / Parcel Number

Primary APN	`4215-71-2037-0000`
Alternative APNs	`400801481` `801481`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,372 sqft Living Area
Attic Area	18 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	140,699 sqft (3.23 acres)
Terrain	Rolling

Exterior Amenities

Porch	Porch
Porch Area	159 sqft
Shed	1 Shed
Shed Area	228 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	400801481
Old Parcel Number	4215 71 2037 0000
Street Address	1020 ROYAL TERN DR
City	HAMPSTEAD
State	NC
Zip	28443-7137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 75R1 PB 34/16 PELICAN REEF
Legal Subdivision	PELICAN REEF
Legal Lot Number	75R
Jurisdiction	PENDER NC
Township / Civil Division	TOPSAIL
Census Block Group	2
Census Block	2022
Census Tract	920104

Owner

Source: Pender County records · APN 4215-71-2037-0000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	1020 ROYAL TERN DR, HAMPSTEAD, NC 28443-7137
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 06, 2000
Deed Sale	Mar 06, 2000
Deed Document Number	000032761A
Record Updated	Jun 08, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	1020 ROYAL TERN DR, HAMPSTEAD, NC 28443-7137
Document Number	0046870502
Instrument Date	Jun 13, 2019
Transaction Type	Mortgage
Record Updated	Jul 03, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 ROYAL TERN DR HAMPSTEAD NC 284437137, HAMPSTEAD, NC 28443-7137

Mortgage

Document Number	0046870502
Date	Jun 18, 2019
Book Page	004687/000502
Instrument	20050409

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2049

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,892.00 (+9.85%)	$721,278 (+80.68%) Land $237,910 Building $483,368	$721,278 (+80.68%) Land $237,910 Building $483,368
2023		$399,196 (-) Land $119,250 Building $279,946	$399,196 (-) Land $119,250 Building $279,946
2022	$3,543.00	$399,196 Land $119,250 Building $279,946	$399,196 Land $119,250 Building $279,946

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371419201042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 136 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	4 (2018)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2018, tidal / storm surge, Hurricane Florence
Claims By Storm	Hurricane Florence, Sep 2018 · 4 claims

Wildfire

Wildfire Risk	Moderate above 58% of the US · above 80% of North Carolina
Wildfire Likelihood	About 1 in 840 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 120 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.