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973 Olmstead St, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 973 Olmstead St, Chesapeake, VA 23323

Property Summary

Property TypeExempt (Full or Partial)
Details5 bd · 3 ba · 3,016 sqft · built 2020
Lot Size0.378 acres (16,466 sqft)
Owner2 Individual Names on File
Last Sale$487,850 (Jan 2021)
Deeds & MortgagesJan 2021 Sale & Mortgage
Sep 2020 Sale
APN0442005006700

Property Details

APN / Parcel Number

Primary APN0442005006700

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area3,016 sqft Total Area
1st Floor Area1,387 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Roof TypeGable
Roof MaterialAsphalt
Lot Area16,466 sqft (0.378 acres)
Garage TypeAttached
Garage Area440 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address973 OLMSTEAD ST
CityCHESAPEAKE
StateVA
Zip23323-1463
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Local Zoning CodePUD: PLANN
Legal DescriptionLOT 670 CULPEPPER LANDING PH 6B
Legal SubdivisionCULPEPPER LANDING
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group3
Census Block3002
Census Tract21301

Owner

973 Olmstead St is owned by two individuals who bought it in January 2021.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address973 OLMSTEAD ST, CHESAPEAKE, VA 23323-1463
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2021Special Warranty Deed, Transfer · VA Mortgage
NVR MORTGAGE FINANCE INC
Sep 25, 2020Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 5, 2021 · Amount on File
Deed SaleJan 5, 2021 · Amount on File
Prior SaleSep 25, 2020 · Amount on File
Deed Document Number2021593
Deed Book / Page10287 / 66
Record UpdatedOct 29, 2026

January 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateJan 5, 2021
Property Address973 OLMSTEAD ST, CHESAPEAKE, VA 23323-1463
Document Number0010287/66
Book / Page10287 / 66
Instrument DateDec 28, 2020
Instrument210000593
Transaction TypeTransfer
Record UpdatedSep 6, 2022
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address973 OLMSTEAD ST, CHESAPEAKE, VA 23323-1463

Mortgage

Document Number0210000594
DateJan 5, 2021
Instrument210000594
Lender
NameNVR MORTGAGE FINANCE INC
Agreement
TypeVA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

September 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateSep 25, 2020
Property Address973 OLMSTEAD ST, CHESAPEAKE, VA 23323-1463
Document Number010226/826
Book / Page10226 / 826
Instrument DateSep 22, 2020
Instrument200035013
Transaction TypeTransfer
Record UpdatedSep 6, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address860 GREENBRIER CIR STE 100, 100, CHESAPEAKE, VA 23320-2640
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$617,000 Land $160,000 Building $457,000$617,000 Land $160,000 Building $457,000
2023$536,500 Land $140,000 Building $396,500$536,500 Land $140,000 Building $396,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 973 Olmstead St; there have been 9 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 73 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies73 in force
Nearby Flood Claims9 (1999–2024)
Claims Outside the SFHA9 of 9
Most Recent ClaimAug 2024 · other causes
Claims by Event
  • Hurricane Matthew, Oct 2016 · 2 claims
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 973 Olmstead St is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 60% of the US · above 89% of Virginia
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber		980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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