977 Olmstead St, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 977 Olmstead St, Chesapeake, VA 23323

Property Summary

Property Type	Exempt (Full or Partial)
Details	3 bd · 2.5 ba · 2,426 sqft · built 2021
Lot Size	0.175 acres (7,623 sqft)
Owner	Individual Name on File
Last Sale	$555,000 (Mar 2023)
Tax Bill	$5,091 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Mar 2021 Sale & Mortgage + 1 more
APN	`0442005006710`

Property Details

APN / Parcel Number

Primary APN	`0442005006710`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,426 sqft Total Area
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,623 sqft (0.175 acres)
Garage Type	Attached
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	977 OLMSTEAD ST
City	CHESAPEAKE
State	VA
Zip	23323-1463
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	PUD: PLANN
Legal Description	LOT 671 CULPEPPER LANDING PH 6B
Legal Subdivision	CULPEPPER LANDING
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3002
Census Tract	21301

Owner

977 Olmstead St is owned by an individual who bought it in March 2023.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	977 OLMSTEAD ST, CHESAPEAKE, VA 23323-1463
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2023	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE LLC
Mar 24, 2021	Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Dec 18, 2020	Special Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2023 · Amount on File
Deed Sale	Mar 23, 2023 · Amount on File
Prior Sale	Mar 24, 2021 · Amount on File
Deed Document Number	20235733
Deed Book / Page	10647 / 1155
Record Updated	Oct 29, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Mar 23, 2023
Property Address	977 OLMSTEAD ST, CHESAPEAKE, VA 23323-1463
Document Number	10647/1155
Book / Page	10647 / 1155
Instrument Date	Mar 21, 2023
Instrument	230005733
Transaction Type	Transfer
Record Updated	Apr 5, 2023
Title Company	LIBERTY TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 OLMSTEAD ST, CHESAPEAKE, VA 23323-1463

Mortgage

Document Number	0230005734
Date	Mar 23, 2023
Instrument	230005734

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Mar 24, 2021
Property Address	977 OLMSTEAD ST, CHESAPEAKE, VA 23323-1463
Document Number	10337/1358
Book / Page	10337 / 1358
Instrument Date	Mar 22, 2021
Instrument	210013609
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	977 OLMSTEAD ST, CHESAPEAKE, VA 23323-1463

Mortgage

Document Number	0210013610
Date	Mar 24, 2021
Instrument	210013610

Lender

Name	NVR MORTGAGE FINANCE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Dec 18, 2020
Property Address	977 OLMSTEAD ST, CHESAPEAKE, VA 23323-1463
Document Number	010278/108
Book / Page	10278 / 108
Instrument Date	Dec 8, 2020
Instrument	200048315
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 GREENBRIER CIR STE 100, 100, CHESAPEAKE, VA 23320-2640
Investor	Possibly a Property Investor

Mortgage

Document Number	0200048316
Date	Dec 18, 2020
Instrument	200048316

Lender

Name	CALIBER HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 977 Olmstead St was $5,091.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$523,200 (+3.79%) Land $160,000 Building $363,200	$523,200 (+3.79%) Land $160,000 Building $363,200
2025	$5,091.00	$504,100 Land $150,000 Building $354,100	$504,100 Land $150,000 Building $354,100
2023		$483,800 (+6.78%) Land $140,000 Building $343,800	$483,800 (+6.78%) Land $140,000 Building $343,800
2022		$453,100 Land $130,000 Building $323,100	$453,100 Land $130,000 Building $323,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 977 Olmstead St; there have been 9 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 73 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	73 in force
Nearby Flood Claims	9 (1999–2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 977 Olmstead St is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 89% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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