962 Olmstead St, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 962 Olmstead St, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,032 sqft · built 2021
Lot Size	0.145 acres (6,316 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (Apr 2025)
Tax Bill	$4,652 (2025)
Deeds & Mortgages	Jan 2026 Mortgage May 2022 Sale & Mortgage + 2 more
APN	`0442005007340`

Property Details

APN / Parcel Number

Primary APN	`0442005007340`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,032 sqft Living Area
1st Floor Area	1,080 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,316 sqft (0.145 acres)
Garage Type	Attached
Garage Area	480 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	962 OLMSTEAD ST
City	CHESAPEAKE
State	VA
Zip	23323-1462
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD: PLANN
Legal Description	LOT 734 CULPEPPER LANDING PH 6B
Legal Subdivision	CULPEPPER LANDING
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3002
Census Tract	21301

Owner

Source: Chesapeake City records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	962 OLMSTEAD ST, CHESAPEAKE, VA 23323-1462
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2026	Deed of Trust, Mortgage · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
May 3, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 19, 2021	Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
May 10, 2021	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2025 · Amount on Record
Deed Sale	Apr 8, 2025 · Amount on Record
Prior Sale	May 3, 2022 · Amount on Record
Deed Document Number	20256889
Deed Book / Page	10840 / 1537
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	962 OLMSTEAD ST, CHESAPEAKE, VA 23323-1462
Transaction Type	Mortgage
Record Updated	Mar 5, 2026
Title Company	SOLARIS TITLE AND ESCROW LLC, FORTIS TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	962 OLMSTEAD ST, CHESAPEAKE, VA 23323-1462

Mortgage

Document Number	010933/379
Date	Jan 7, 2026
Book Page	10933/379
Instrument	260000499

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	May 3, 2022
Property Address	962 OLMSTEAD ST, CHESAPEAKE, VA 23323-1462
Document Number	010554/861
Book / Page	10554 / 861
Instrument Date	Apr 25, 2022
Instrument	220014917
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	PRIORITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	962 OLMSTEAD ST, CHESAPEAKE, VA 23323-1462

Mortgage

Document Number	0220014918
Date	May 3, 2022
Instrument	220014918

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Aug 19, 2021
Property Address	962 OLMSTEAD ST, CHESAPEAKE, VA 23323-1462
Document Number	0010429/25
Book / Page	10429 / 25
Instrument Date	Aug 16, 2021
Instrument	210037859
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	962 OLMSTEAD ST, CHESAPEAKE, VA 23323-1462

Mortgage

Document Number	0210037860
Date	Aug 19, 2021
Instrument	210037860

Lender

Name	NVR MORTGAGE FINANCE INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

May 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	May 10, 2021
Property Address	962 OLMSTEAD ST, CHESAPEAKE, VA 23323-1462
Document Number	010368/626
Book / Page	10368 / 626
Instrument Date	Apr 28, 2021
Instrument	210021430
Transaction Type	Transfer
Record Updated	Sep 23, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 GREENBRIER CIR STE 100, 100, CHESAPEAKE, VA 23320-2640
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,652.00	$460,600 (+4.4%) Land $150,000 Building $310,600	$460,600 (+4.4%) Land $150,000 Building $310,600
2023		$441,200 (+5.85%) Land $140,000 Building $301,200	$441,200 (+5.85%) Land $140,000 Building $301,200
2022		$416,800 Land $130,000 Building $286,800	$416,800 Land $130,000 Building $286,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 73 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	73 in force
Nearby Flood Claims	9 (1999–2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 71% of Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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