981 Olmstead St, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 981 Olmstead St, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,734 sqft · built 2021
Lot Size	0.175 acres (7,623 sqft)
Owner	2 Individual Names on Record
Last Sale	$452,970 (May 2021)
Tax Bill	$5,388 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Jan 2021 Sale
APN	`0442005006720`

Property Details

APN / Parcel Number

Primary APN	`0442005006720`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,734 sqft Living Area
1st Floor Area	1,204 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,623 sqft (0.175 acres)
Garage Type	Attached
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	981 OLMSTEAD ST
City	CHESAPEAKE
State	VA
Zip	23323-1463
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD: PLANN
Legal Description	LOT 672 CULPEPPER LANDING PH 6B
Legal Subdivision	CULPEPPER LANDING
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3002
Census Tract	21301

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	981 OLMSTEAD ST, CHESAPEAKE, VA 23323-1463
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Special Warranty Deed, Transfer · VA Mortgage NVR MORTGAGE FINANCE INC
Jan 19, 2021	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2021 · Amount on Record
Deed Sale	May 7, 2021 · Amount on Record
Prior Sale	Jan 19, 2021 · Amount on Record
Deed Document Number	202121222
Deed Book / Page	10367 / 824
Record Updated	Oct 29, 2026

May 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	May 7, 2021
Property Address	981 OLMSTEAD ST, CHESAPEAKE, VA 23323-1463
Document Number	010367/824
Book / Page	10367 / 824
Instrument Date	May 3, 2021
Instrument	210021222
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	981 OLMSTEAD ST, CHESAPEAKE, VA 23323-1463

Mortgage

Document Number	0210021223
Date	May 7, 2021
Instrument	210021223

Lender

Name	NVR MORTGAGE FINANCE INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jan 19, 2021
Property Address	981 OLMSTEAD ST, CHESAPEAKE, VA 23323-1463
Document Number	010294/475
Book / Page	10294 / 475
Instrument Date	Jan 11, 2021
Instrument	210002534
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	860 GREENBRIER CIR STE 100, 100, CHESAPEAKE, VA 23320-2640
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$553,600 (+3.77%) Land $160,000 Building $393,600	$553,600 (+3.77%) Land $160,000 Building $393,600
2025	$5,388.00	$533,500 (+4.16%) Land $150,000 Building $383,500	$533,500 (+4.16%) Land $150,000 Building $383,500
2023		$512,200 (+5.85%) Land $140,000 Building $372,200	$512,200 (+5.85%) Land $140,000 Building $372,200
2022		$483,900 Land $130,000 Building $353,900	$483,900 Land $130,000 Building $353,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 73 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	73 in force
Nearby Flood Claims	9 (1999–2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 89% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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