972 Rabbit Ear Pass, Victor, NY 14564 Property Records

Ontario County and Victor Town property record for 972 Rabbit Ear Pass, Victor, NY 14564

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,117 sqft · built 1988
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Jun 2015)
Tax Bill	$10,693 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Apr 2020 Refinance + 1 more
APN	`MDKSPN31AR`

Property Details

APN / Parcel Number

Primary APN	`MDKSPN31AR`
Alternative APNs	`324889 15.03-1-38.000` `48890150030001038000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,117 sqft Living Area
1st Floor Area	1,564 sqft
2nd Floor Area	1,553 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Attached
Garage Area	574 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	646 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	MDKSPN31AR
Street Address	972 RABBIT EAR PASS
City	VICTOR
State	NY
Zip	14564-9187
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-B
Legal Description	LOT AR31
Legal Block	1
Legal Lot Number	38.000
Jurisdiction	ONTARIO NY
Township / Civil Division	VICTOR
Census Block Group	3
Census Block	3004
Census Tract	50101

Owner

972 Rabbit Ear Pass is owned and occupied by two individuals who bought it in June 2015.

Source: Ontario County and Victor Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	972 RABBIT EAR PASS, VICTOR, NY 14564-9187
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Line of Credit
Apr 30, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ADVANTAGE FCU
Jan 3, 2017	Deed of Trust, Mortgage PITTSFORD FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2015 · Amount on File
Deed Sale	Jun 16, 2015 · Amount on File
Prior Sale	Aug 29, 2000 · Amount on File
Deed Book / Page	1340 / 489
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Recording Date	Jun 18, 2026
Property Address	972 RABBIT EAR PASS, VICTOR, NY 14564-9187
Document Number	0012320295
Book / Page	3375 / 217
Instrument Date	Jun 15, 2026
Instrument	202612320295
Transaction Type	Mortgage
Record Updated	Jul 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	972 RABBIT EAR PASS, VICTOR, NY 14564-9187

Mortgage

Document Number	0012320295,
Date	Jun 18, 2026
Book Page	3375/217
Instrument	202612320295

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	972 RABBIT EAR PASS, VICTOR, NY 14564-9187
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2952/497
Date	Apr 30, 2020
Book Page	2952/497

Lender

Name	ADVANTAGE FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	May 1, 2045

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	972 RABBIT EAR PASS, VICTOR, NY 14564-9187
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002737/0000000830
Date	Jan 3, 2017
Book Page	0000002737/0000000830

Lender

Name	PITTSFORD FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 972 Rabbit Ear Pass was $10,693, up 38.5% from the year before.

Source: Ontario County and Victor Town assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ontario County
County Subdivision	Victor Town
Unified School District	Victor Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,693.00 (+38.46%)
2025	$7,723.00	$339,000 Land $71,000 Building $268,000	$506,000 Land $105,976 Building $400,024
2023		$339,000 Land $71,000 Building $268,000	$429,100 Land $89,871 Building $339,229

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 972 Rabbit Ear Pass; there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 972 Rabbit Ear Pass is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA - GENEVA serves 8,532 people · EPA ID NY3404515
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	4 ppb (2025) action level 15 ppb
Copper	13 mg/L (2019–2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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