971 Rabbit Ear Pass, Victor, NY 14564 Property Records

Ontario County and Victor Town property record for 971 Rabbit Ear Pass, Victor, NY 14564

Property Summary

Details	4 bd · 2.5 ba · 2,866 sqft · built 1986
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on File
Last Sale	$349,900 (Sep 2013)
Tax Bill	$11,386 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2017 Mortgage + 1 more
APN	`MDKSPN45R`

Property Details

APN / Parcel Number

Primary APN	`MDKSPN45R`
Alternative APNs	`324889 15.03-1-37.000` `48890150030001037000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,866 sqft Living Area
1st Floor Area	1,641 sqft
2nd Floor Area	1,225 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	52,272 sqft (1.2 acres)
Garage Type	Attached
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	776 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	MDKSPN45R
Street Address	971 RABBIT EAR PASS
City	VICTOR
State	NY
Zip	14564-9188
Property Category	Other
Property Type	Unknown
Local Zoning Code	R1-B
Legal Description	LOT R45R
Legal Block	1
Legal Lot Number	37.000
Jurisdiction	ONTARIO NY
Township / Civil Division	VICTOR
Census Block Group	3
Census Block	3004
Census Tract	50101

Owner

971 Rabbit Ear Pass is owned and occupied by two individuals who bought it in September 2013.

Source: Ontario County and Victor Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	971 RABBIT EAR PASS, VICTOR, NY 14564-9188
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Line of Credit ESL FEDERAL CREDIT UNION
Mar 3, 2017	Deed of Trust, Mortgage GENESEE REGIONAL BANK
May 4, 2018	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS AND TRADERS TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2013 · Amount on File
Deed Sale	Sep 25, 2013 · Amount on File
Prior Sale	Jul 23, 2002 · Amount on File
Deed Book / Page	1304 / 402
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Recording Date	Apr 17, 2026
Property Address	971 RABBIT EAR PASS, VICTOR, NY 14564-9188
Document Number	003364/516
Book / Page	3364 / 516
Instrument Date	Apr 3, 2026
Instrument	202612315761
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	971 RABBIT EAR PASS, VICTOR, NY 14564-9188

Mortgage

Document Number	0012315761,
Date	Apr 17, 2026
Book Page	3364/516
Instrument	202612315761

Lender

Name	ESL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Max Rate	-1%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	971 RABBIT EAR PASS, VICTOR, NY 14564-9188
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002747/0000000762
Date	Mar 3, 2017
Book Page	0000002747/0000000762

Lender

Name	GENESEE REGIONAL BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	238 Months
Due	Jan 1, 2037

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONTARIO NY
Property Address	971 RABBIT EAR PASS, VICTOR, NY 14564-9188
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002824/0000000714
Date	May 4, 2018
Book Page	0000002824/0000000714

Lender

Name	MANUFACTURERS AND TRADERS TRUST CO

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 971 Rabbit Ear Pass was $11,386 with a homeowner's exemption, up 38.4% from the year before.

Source: Ontario County and Victor Town assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ontario County
County Subdivision	Victor Town
Unified School District	Victor Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,386.00 (+38.45%) Homeowner's exemption
2025	$8,224.00	$361,000 Land $71,000 Building $290,000	$538,800 Land $105,969 Building $432,831
2023		$361,000 Land $71,000 Building $290,000	$457,000 Land $89,881 Building $367,119

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 971 Rabbit Ear Pass; there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 971 Rabbit Ear Pass is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA - GENEVA serves 8,532 people · EPA ID NY3404515
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	4 ppb (2025) action level 15 ppb
Copper	13 mg/L (2019–2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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