9714 Cunningham Rd, Winnebago, IL 61088 Property Records

Winnebago County property record for 9714 Cunningham Rd, Winnebago, IL 61088

Property Summary

Property Type	Farm - Irrigated or Dry
Details	4 bd · 5 ba · 6,693 sqft · built 1991
Lot Size	5.33 acres (232,175 sqft)
Owner	Company Name on Record
Last Sale	$335,000 (Nov 2019)
Tax Bill	$12,660 (2025)
Deeds & Mortgages	Nov 2019 Transfer Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`520A005`

Property Details

APN / Parcel Number

Primary APN	`520A005`
Alternative APN	`1416200003`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	6,693 sqft Gross Area
Basement Area	3,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Multi-Level
Exterior Material	Brick
Construction Type	Brick
Foundation Type	No Foundation
Lot Area	232,175 sqft
Garage Area	840 sqft
Driveway	Driveway
Deck Area	931 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	9714 CUNNINGHAM RD
City	WINNEBAGO
State	IL
Zip	61088-9750
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Local Zoning Code	AG
Legal Description	BEGN AT A PT ON N LN 330 FT W OF NW COR E 1/2 E 1/2 OF SEC TH W 352 FT S 660FT E 352 FT TH N 660 FT TO POB PT NE1/4 SEC SEC: 16 TWP: 026 RANGE: 011 AC
Legal Range	11E
Legal Township	26N
Legal Section	16
Jurisdiction	WINNEBAGO IL
Township / Civil Division	WINNEBAGO
Census Block Group	3
Census Block	3036
Census Tract	4200

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9714 CUNNINGHAM RD, WINNEBAGO, IL 61088-9750
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 19, 2019	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2019 · Amount on Record
Deed Sale	Nov 19, 2019 · Amount on Record
Deed Document Number	20191038476
Record Updated	Sep 20, 2026

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Nov 25, 2019
Property Address	9714 CUNNINGHAM RD, WINNEBAGO, IL 61088-9750
Document Number	0001039152
Instrument Date	Nov 19, 2019
Instrument	1039152
Transaction Type	Transfer
Record Updated	Dec 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9714 CUNNINGHAM RD WINNEBAGO IL 610889750, WINNEBAGO, IL 61088-9750

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Nov 19, 2019
Property Address	9714 CUNNINGHAM RD, WINNEBAGO, IL 61088-9750
Document Number	0001038476
Instrument Date	Nov 19, 2019
Instrument	1038476
Transaction Type	Transfer
Record Updated	Dec 9, 2019
Title Company	TITLE UNDERWRITERS AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$502.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9714 CUNNINGHAM RD WINNEBAGO IL 610889750, WINNEBAGO, IL 61088-9750

Mortgage

Document Number	1038477
Date	Nov 19, 2019
Instrument	1038477

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 18, 2034

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Winnebago Township
Municipality	Winnebago Village
Unified School District	Winnebago Community Unit School District 323 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,660.00	$175,765 (+33.62%) Land $3,698 Building $172,067	$527,295 (+33.62%) Land $11,094 Building $516,201
2022	Homeowner's exemption	$131,544 Land $2,867 Building $128,677	$394,632 Land $8,601 Building $386,031

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINNEBAGO serves 2,940 people · EPA ID IL2010500
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Silo Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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