9481 Cunningham Rd, Winnebago, IL 61088 Property Records

Winnebago County property record for 9481 Cunningham Rd, Winnebago, IL 61088 · Last verified August 2026

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 4,290 sqft · built 1977
Lot Size	1 acres (43,560 sqft)
Owner	2 Company Names on File
Tax Bill	$5,811 (2025)
Deeds & Mortgages	Jul 2026 Sale Jul 2023 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`1410300004`

Property Details

APN / Parcel Number

Primary APN	`1410300004`
Alternative APN	`514 506`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	4,290 sqft Living Area
1st Floor Area	2,145 sqft
Basement Area	2,145 sqft
Finished Basement	2,145 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Brick
Construction Type	Frame
Lot Area	43,560 sqft
Garage Area	975 sqft
Driveway	Driveway
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	9481 CUNNINGHAM RD
City	WINNEBAGO
State	IL
Zip	61088-9761
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	E 230 FT W 490.67 FT S 189.39 FT SW 1/4 SW 1/4 SEC SEC: 10 TWP: 026 RANGE: 011 ACRES: 1.00
Legal Range	11E
Legal Township	26N
Legal Section	10
Jurisdiction	WINNEBAGO IL
Township / Civil Division	WINNEBAGO
Census Block Group	3
Census Block	3023
Census Tract	4200

Owner

Source: Winnebago County records · APN 1410300004

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	9481 CUNNINGHAM RD, WINNEBAGO, IL 61088-9761
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jul 25, 2023	Deed of Trust, Mortgage · Line of Credit MIDLAND STATES BANK
Jun 16, 2020	Correction Deed, Transfer ATTORNEY ONLY
Jun 01, 2020	Correction Deed, Transfer ATTORNEY ONLY
Apr 27, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Mar 11, 2022
Transfer Doc	0000011875
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jul 17, 2026
Property Address	9481 CUNNINGHAM RD, WINNEBAGO, IL 61088-9761
Document Number	0000018213
Instrument Date	Jul 08, 2026
Instrument	202618213
Transaction Type	Transfer
Record Updated	Aug 04, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9481 CUNNINGHAM RD, WINNEBAGO, IL 61088-9761

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	9481 CUNNINGHAM RD, WINNEBAGO, IL 61088-9761
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016562
Date	Jul 25, 2023
Instrument	2316562

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 20, 2033

Interest

Rate Type	Adjustable Rate
Rate	8.25%

June 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 16, 2020
Property Address	9481 CUNNINGHAM RD, WINNEBAGO, IL 61088-9761
Document Number	0001015759
Instrument Date	Jun 11, 2020
Instrument	1015759
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9481 CUNNINGHAM RD WINNEBAGO IL 610889761, WINNEBAGO, IL 61088-9761

June 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 01, 2020
Property Address	9481 CUNNINGHAM RD, WINNEBAGO, IL 61088-9761
Document Number	0001014064
Instrument Date	May 12, 2020
Instrument	1014064
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9481 CUNNINGHAM RD WINNEBAGO IL 610889761, WINNEBAGO, IL 61088-9761

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Apr 27, 2020
Property Address	9481 CUNNINGHAM RD, WINNEBAGO, IL 61088-9761
Document Number	0001010780
Instrument Date	Apr 20, 2020
Instrument	1010780
Transaction Type	Transfer
Record Updated	May 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9481 CUNNINGHAM RD WINNEBAGO IL 610889761, WINNEBAGO, IL 61088-9761

Tax Assessment & Valuation

Source: Winnebago County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Winnebago Township
Unified School District	Winnebago Community Unit School District 323 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,811.00	$88,924 (+31.49%) Land $13,292 Building $75,632	$266,772 (+31.49%) Land $39,876 Building $226,896
2022	Homeowner's exemption	$67,630 Land $10,211 Building $57,419	$202,890 Land $30,633 Building $172,257

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Winnebago County (17201C), updated July 12, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 172010042003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 30 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Mediacom Communications	Cable	1,000 / 50
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Silo Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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