9640 Cunningham Rd, Winnebago, IL 61088 Property Records

Winnebago County property record for 9640 Cunningham Rd, Winnebago, IL 61088

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 3,032 sqft · built 1969
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Jun 2026)
Tax Bill	$3,943 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`520A003`

Property Details

APN / Parcel Number

Primary APN	`520A003`
Alternative APN	`1416200005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,032 sqft Living Area
1st Floor Area	1,516 sqft
Basement Area	1,516 sqft
Finished Basement	1,516 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Construction Type	Frame
Lot Area	108,900 sqft
Garage Area	628 sqft
Driveway	Driveway
Deck Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	520A003
Street Address	9640 CUNNINGHAM RD
City	WINNEBAGO
State	IL
Zip	61088-9683
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	N 660 FT W 165 FT E 825 FT NE 1/4 SECSEC: 16 TWP: 026 RANGE: 011 ACRES: 2.50
Legal Range	11E
Legal Township	26N
Legal Section	16
Jurisdiction	WINNEBAGO IL
Township / Civil Division	WINNEBAGO
Census Block Group	3
Census Block	3036
Census Tract	4200

Owner

Source: Winnebago County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9640 CUNNINGHAM RD, WINNEBAGO, IL 61088-9683
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Re-recorded Document NONE LISTED ON DOCUMENT
Jun 17, 2026	Deed, Transfer NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2026 · Amount on Record
Deed Sale	Jun 22, 2026 · Amount on Record
Prior Sale	Jun 17, 2026 · Amount on Record
Deed Document Number	202615664
Prior Transfer Date	Jun 16, 2026
Prior Transfer Doc	0000015664
Record Updated	Oct 29, 2026

June 2026: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 22, 2026
Property Address	9640 CUNNINGHAM RD, WINNEBAGO, IL 61088-9683
Document Number	0000015664
Instrument Date	Jun 16, 2026
Instrument	202615664
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$45,450.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9640 CUNNINGHAM RD, WINNEBAGO, IL 61088-9683

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jun 17, 2026
Property Address	9640 CUNNINGHAM RD, WINNEBAGO, IL 61088-9683
Document Number	0000015317
Instrument Date	Jun 16, 2026
Instrument	202615317
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$45,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9640 CUNNINGHAM RD, WINNEBAGO, IL 61088-9683

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Winnebago Township
Municipality	Winnebago Village
Unified School District	Winnebago Community Unit School District 323 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,943.00 (-8.09%) Homeowner's exemption Senior Citizen's exemption	$77,199 (+11.06%) Land $17,711 Building $59,488	$231,597 (+11.06%) Land $53,133 Building $178,464
2024	$4,290.00	$69,511 (+18.39%) Land $15,947 Building $53,564	$208,533 (+18.39%) Land $47,841 Building $160,692
2022	Homeowner's exemption	$58,713 Land $13,606 Building $45,107	$176,139 Land $40,818 Building $135,321

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 61% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINNEBAGO serves 2,940 people · EPA ID IL2010500
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Silo Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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