Winnebago County property record for 9797 Cunningham Rd, Winnebago, IL 61088
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 4,756 sqft · built 2012 |
| Lot Size | 13.8 acres (603,306 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $10,145 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Mar 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 513D759A |
| Primary APN | 513D759A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 4,756 sqft Living Area |
| 1st Floor Area | 2,378 sqft |
| Basement Area | 2,378 sqft |
| Finished Basement | 2,378 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 603,306 sqft |
| Lot Dimensions | 300 ft deep x 726 ft wide |
| Garage Area | 875 sqft |
| Driveway | Driveway |
| Deck Area | 1,370 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 513D759A |
|---|---|
| Street Address | 9797 CUNNINGHAM RD |
| City | WINNEBAGO |
| State | IL |
| Zip | 61088-9749 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AG |
| Legal Description | THAT PT SE 1/4 LYG S OF C&NW R/W EXC E1320.97 FT & EXC W 660 FT & EXC 726 X300 FT BY 72-25-1731 & EXC 755.55 X 288.27 FT Y 73-07-0836 PT SEC SEC: 09 T |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | WINNEBAGO |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 4200 |
Source: Winnebago County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 534, WINNEBAGO, IL 61088-0534 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BYRON BANK |
| Mar 25, 2017 | Deed of Trust, Mortgage · Line of Credit BYRON BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 9797 CUNNINGHAM RD, WINNEBAGO, IL 61088-9749 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011922 |
|---|---|
| Date | Apr 8, 2021 |
| Instrument | 2111922 |
| Name | BYRON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 9797 CUNNINGHAM RD, WINNEBAGO, IL 61088-9749 |
| Document Number | 0001010746 |
| Instrument Date | Mar 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Name | Verified Name |
|---|---|
| Address | 9797 CUNNINGHAM RD WINNEBAGO IL 610889749, WINNEBAGO, IL 61088-9749 |
| Document Number | 0001010746 |
|---|---|
| Date | Apr 10, 2017 |
| Instrument | 1010746 |
| Name | BYRON BK |
|---|---|
| Type | Bank |
| Address | BYRON, IL 61010 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Winnebago Township |
| Unified School District | Winnebago Community Unit School District 323 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,145.00 | $145,013 (+16.88%) Land $29,727 Building $115,286 | $435,039 (+16.88%) Land $89,181 Building $345,858 |
| 2022 | Homeowner's exemption | $124,073 Land $22,837 Building $101,236 | $372,219 Land $68,511 Building $303,708 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Silo Communications Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: AaroBand.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures