9710 Ethan Ridge Ave, Frederick, MD 21704 Property Records

Frederick County property record for 9710 Ethan Ridge Ave, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,684 sqft · built 2009
Lot Size	0.258 acres (11,222 sqft)
Owner	2 Individual Names on Record
Last Sale	$434,090 (Sep 2009)
Tax Bill	$9,012 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-252315`

Property Details

APN / Parcel Number

Primary APN	`07-252315`
Alternative APN	`252315`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,684 sqft Living Area
Gross Area	3,104 sqft
1st Floor Area	1,550 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,222 sqft (0.258 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	252315
Street Address	9710 ETHAN RIDGE AVE
City	FREDERICK
State	MD
Zip	21704-7390
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 20005 SECT M-20 11,222 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	VILLAGES/URBANA SEC M-20
Legal Lot Number	20005
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1048
Census Tract	752205

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9710 ETHAN RIDGE AVE, FREDERICK, MD 21704-7390
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL AREA REALTORS FCU
Jan 26, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2009 · Amount on Record
Deed Sale	Sep 28, 2009 · Amount on Record
Deed Document Number	20094117
Deed Book / Page	7528 / 376
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9710 ETHAN RIDGE AVE, FREDERICK, MD 21704-7390
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	FIRST TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9710 ETHAN RIDGE AVE, FREDERICK, MD 21704-7390

Mortgage

Document Number	0141930316
Date	Oct 22, 2020
Book Page	14193/316

Lender

Name	CAPITAL AREA REALTORS FCU
Type	Credit Union
Address	ROCKVILLE, MD 20852

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2035

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9710 ETHAN RIDGE AVE, FREDERICK, MD 21704-7390
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	SECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0144890452
Date	Jan 26, 2021
Book Page	14489/452

Lender

Name	STATE EMPLOYEES CU OF MARYLAND INC
Type	Credit Union
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$699,800 (+24.2%)	$748,700 (+24.37%) Land $279,000 Building $469,700
2025	$9,012.00 (+9.7%)
2023	$8,215.00 Homeowner's exemption	$563,467	$602,000 Land $203,100 Building $398,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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