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9703 Ethan Ridge Ave, Frederick, MD 21704 Property Records

Frederick County property record for 9703 Ethan Ridge Ave, Frederick, MD 21704

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 4,380 sqft · built 2009
Lot Size0.269 acres (11,709 sqft)
OwnerIndividual Name on File
Last Sale$780,000 (Oct 2021)
Tax Bill$10,927 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN07-252595

Property Details

APN / Parcel Number

Primary APN07-252595
Alternative APN
  • 252595

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,380 sqft Living Area
Gross Area4,820 sqft
1st Floor Area1,620 sqft
Basement Area1,300 sqft
Finished Basement1,300 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area11,709 sqft (0.269 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area168 sqft
Deck Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number252595
Street Address9703 ETHAN RIDGE AVE
CityFREDERICK
StateMD
Zip21704-7395
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 20057 SECT M-20 11,709 SQ. FT. VILLAGES OF URBANA
Legal SubdivisionVILLAGES/URBANA SEC M-20
Legal Lot Number20057
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group1
Census Block1047
Census Tract752205

Owner

9703 Ethan Ridge Ave is owned and occupied by an individual who bought it in October 2021.

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address9703 ETHAN RIDGE AVE, FREDERICK, MD 21704-7395
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 12, 2021 · Amount on File
Deed SaleOct 12, 2021 · Amount on File
Prior SaleDec 21, 2015 · Amount on File
Deed Book / Page15370 / 403
Record UpdatedOct 29, 2026

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateOct 12, 2021
Property Address9703 ETHAN RIDGE AVE, FREDERICK, MD 21704-7395
Document Number0153700403
Book / Page15370 / 403
Map ReferenceMB 85 PL 198
Instrument DateOct 1, 2021
Transaction TypeTransfer
Record UpdatedOct 25, 2021
Title CompanyASSURE TITLE, ASSURANCE TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,950.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9703 ETHAN RIDGE AVE, FREDERICK, MD 21704-7395

Mortgage

Document Number15370410
DateOct 12, 2021
Instrument15370/410
Lender
NameSANDY SPRING BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 9703 Ethan Ridge Ave was $10,927.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$808,067$862,700 Land $279,300 Building $583,400
2025$10,927.00
2023$9,553.00$653,033$698,800 Land $203,300 Building $495,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9703 Ethan Ridge Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimJul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9703 Ethan Ridge Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: Verizon.

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