9706 Ethan Ridge Ave, Frederick, MD 21704 Property Records

Frederick County property record for 9706 Ethan Ridge Ave, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,558 sqft · built 2009
Lot Size	0.236 acres (10,275 sqft)
Owner	2 Individual Names on File
Last Sale	$655,000 (Jan 2020)
Tax Bill	$10,167 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-252293`

Property Details

APN / Parcel Number

Primary APN	`07-252293`
Alternative APN	`252293`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,558 sqft Living Area
Gross Area	5,038 sqft
1st Floor Area	1,836 sqft
Basement Area	1,250 sqft
Finished Basement	1,250 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,275 sqft (0.236 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Patio Area	286 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	252293
Street Address	9706 ETHAN RIDGE AVE
City	FREDERICK
State	MD
Zip	21704-7390
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 20003 SECT M-20 10,275 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	VILLAGES/URBANA
Legal Lot Number	20003
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1048
Census Tract	752205

Owner

9706 Ethan Ridge Ave is owned and occupied by two individuals who bought it in January 2020.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9706 ETHAN RIDGE AVE, FREDERICK, MD 21704-7390
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage APEX HOME LOANS INC
Jan 9, 2020	Deed of Trust, Mortgage FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2020 · Amount on File
Deed Sale	Jan 15, 2020 · Amount on File
Prior Sale	May 18, 2009 · Amount on File
Deed Book / Page	13467 / 189
Prior Transfer Date	Aug 25, 2013
Prior Transfer Doc	0098100217
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9706 ETHAN RIDGE AVE, FREDERICK, MD 21704-7390
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0145370357
Date	Feb 11, 2021
Book Page	14537/357

Lender

Name	APEX HOME LOANS INC
Type	Mortgage Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9706 ETHAN RIDGE AVE, FREDERICK, MD 21704-7390
Instrument Date	Jan 9, 2020
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	MONOCACY TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9706 ETHAN RIDGE AVE FREDERICK MD 217047390, FREDERICK, MD 21704-7390

Mortgage

Document Number	134670196
Date	Jan 15, 2020
Book Page	013467/000196

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 14, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 9706 Ethan Ridge Ave was $10,167 with a homeowner's exemption, up 3% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$860,300 (+7.15%)	$917,700 (-) Land $278,400 Building $639,300
2025	$10,167.00 (+3.04%) Homeowner's exemption	$802,900	$917,700 Land $278,400 Building $639,300
2024	$9,867.00 (+7.31%)
2023	$9,195.00 Homeowner's exemption	$683,467	$745,500 Land $202,600 Building $542,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9706 Ethan Ridge Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9706 Ethan Ridge Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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