9707 Ethan Ridge Ave, Frederick, MD 21704 Property Records

Frederick County property record for 9707 Ethan Ridge Ave, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	6.5 ba · 6,796 sqft · built 2009
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on File
Last Sale	$925,000 (Jan 2021)
Tax Bill	$13,236 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2025 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-252617`

Property Details

APN / Parcel Number

Primary APN	`07-252617`
Alternative APN	`252617`

Interior

Full Baths	6.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	6,796 sqft Living Area
Gross Area	7,436 sqft
1st Floor Area	2,448 sqft
Basement Area	1,900 sqft
Finished Basement	1,900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,500 sqft (0.241 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	252617
Street Address	9707 ETHAN RIDGE AVE
City	FREDERICK
State	MD
Zip	21704-7395
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 20059 SECT M-20 10,500 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	VILLAGES/URBANA SEC M-20 PRCL 02
Legal Lot Number	20059
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1047
Census Tract	752205

Owner

9707 Ethan Ridge Ave is owned and occupied by an individual who acquired it in August 2025.

Source: Frederick County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	9707 ETHAN RIDGE AVE, FREDERICK, MD 21704-7395
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Deed of Trust, Mortgage · Loan Assumption ROUNDPOINT MORTGAGE SERVICING CORP
Oct 8, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jan 28, 2021	Special Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Sep 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA
Sep 10, 2019	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2021 · Amount on File
Deed Sale	Jan 28, 2021 · Amount on File
Prior Sale	Sep 10, 2019 · Amount on File
Deed Book / Page	14498 / 342
Last Transfer Date	Aug 29, 2025
Transfer Doc	0175480132
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9707 ETHAN RIDGE AVE, FREDERICK, MD 21704-7395
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9707 ETHAN RIDGE AVE, FREDERICK, MD 21704-7395

Mortgage

Document Number	0175480143
Date	Oct 8, 2025
Book Page	17548/143

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORP
Type	Mortgage Company
Address	FORT MILL, SC 29715

Agreement

Type	Loan Assumption
Amount	Amount on Record
Term	304 Months
Due	Feb 1, 2051

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Oct 8, 2025
Property Address	9707 ETHAN RIDGE AVE, FREDERICK, MD 21704-7395
Document Number	0175480132
Book / Page	17548 / 132
Map Reference	MB 85 PL 198
Instrument Date	Aug 29, 2025
Transaction Type	Transfer
Record Updated	Oct 28, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9707 ETHAN RIDGE AVE, FREDERICK, MD 21704-7395

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	9707 ETHAN RIDGE AVE, FREDERICK, MD 21704-7395

January 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 28, 2021
Property Address	9707 ETHAN RIDGE AVE, FREDERICK, MD 21704-7395
Document Number	0144980342
Book / Page	14498 / 342
Map Reference	MB 85 PL 198
Instrument Date	Jan 21, 2021
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9707 ETHAN RIDGE AVE, FREDERICK, MD 21704-7395

Mortgage

Document Number	14498351
Date	Jan 28, 2021
Instrument	14498/351

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9707 ETHAN RIDGE AVE, FREDERICK, MD 21704-7395
Document Number	0140670372
Instrument Date	Sep 5, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9707 ETHAN RIDGE AVE FREDERICK MD 217047395, FREDERICK, MD 21704-7395

Mortgage

Document Number	0140670372
Date	Sep 15, 2020
Book Page	014067/000372

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 14, 2050

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 10, 2019
Property Address	9707 ETHAN RIDGE AVE, FREDERICK, MD 21704-7395
Document Number	0131980106
Book / Page	13198 / 0106
Map Reference	MB 85 PL 198
Instrument Date	Aug 7, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CERTIFIED TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9707 ETHAN RIDGE AVE, FREDERICK, MD 21704-7395

Mortgage

Document Number	131980112
Date	Sep 10, 2019
Instrument	13198/0112

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 9707 Ethan Ridge Ave was $13,236, up 3.7% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,118,000 (+7.14%)	$1,192,500 (-) Land $278,500 Building $914,000
2025	$13,236.00 (+3.75%) Homeowner's exemption	$1,043,500	$1,192,500 Land $278,500 Building $914,000
2024	$12,758.00 (+7.47%)
2023	$11,871.00 Homeowner's exemption	$901,633	$969,000 Land $202,700 Building $766,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9707 Ethan Ridge Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9707 Ethan Ridge Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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