Nassau County property record for 97090 Morgans Way, Yulee, FL 32097 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,708 sqft · built 2013 |
| Lot Size | 0.573 acres (25,000 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $35,000 (Jan 2013) |
| Tax Bill | $2,042 (2025) |
| Deeds & Mortgages | Nov 2021 Reverse Mortgage Jun 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 43-3N-28-509B-0028-0000 |
| Primary APN | 43-3N-28-509B-0028-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,708 sqft Heated Area |
| Gross Area | 2,563 sqft |
| 1st Floor Area | 2,236 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 25,000 sqft (0.573 acres) |
| Garage Area | 480 sqft |
| Porch | Open Porch |
| Porch Area | 663 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 97090 MORGANS WAY |
|---|---|
| City | YULEE |
| State | FL |
| Zip | 32097-2490 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 28 IN OR 1832/1522 PIRATES WOOD 2 UNR |
| Legal Range | 28E |
| Legal Township | 03N |
| Legal Section | 43 |
| Legal Subdivision | PIRATES WOOD 2 |
| Legal Lot Number | 28 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | YULEE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 50308 |
Source: Nassau County records · APN 43-3N-28-509B-0028-0000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 97090 MORGANS WAY, YULEE, FL 32097-2490 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Nov 30, 2021 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Jun 22, 2019 | Deed of Trust, Mortgage · Line of Credit VYSTAR CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 02, 2013 · Amount on Record |
| Deed Sale | Jan 02, 2013 · Amount on Record |
| Prior Sale | May 03, 2007 · Amount on Record |
| Deed Document Number | 201300017 |
| Deed Book / Page | 1832 / 1522 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 97090 MORGANS WAY, YULEE, FL 32097-2490 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2022 |
| Name | Verified Name |
|---|---|
| Address | 97090 MORGANS WAY, YULEE, FL 32097-2490 |
| Document Number | 0025170505 |
|---|---|
| Date | Nov 30, 2021 |
| Book Page | 2517/505 |
| Instrument | 202145044006 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.83% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 01, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 7.83% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 97090 MORGANS WAY, YULEE, FL 32097-2490 |
| Document Number | 0022850853 |
| Instrument Date | Jun 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 97090 MORGANS WAY YULEE FL 320972490, YULEE, FL 32097-2490 |
| Document Number | 0022850853 |
|---|---|
| Date | Jun 27, 2019 |
| Book Page | 002285/000853 |
| Instrument | 45020440 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 26, 2029 |
| Rate Type | Adjustable Rate |
|---|
Source: Nassau County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,042.00 (+1.59%) Homeowner's exemption | $173,386 (+2.9%) | $485,693 (+21.81%) Land $100,000 Building $385,693 |
| 2024 | $2,010.00 (+1.82%) Homeowner's exemption | $168,500 (+3%) | $398,720 (+3.03%) Land $100,000 Building $298,720 |
| 2023 | $1,974.00 (+11.27%) Homeowner's exemption | $163,592 (+3%) | $386,984 (+38.45%) Land $100,000 Building $286,984 |
| 2022 | $1,774.00 Homeowner's exemption | $158,827 | $279,505 Land $60,000 Building $219,505 |
Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 46% of the US · above 16% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,449 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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