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97126 Morgans Way, Yulee, FL 32097 Property Records

Nassau County property record for 97126 Morgans Way, Yulee, FL 32097

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,902 sqft · built 2023
Lot Size0.573 acres (25,000 sqft)
OwnerIndividual Name on File
Last Sale$90,000 (Nov 2021)
Tax Bill$5,604 (2025)
Deeds & MortgagesFeb 2022 Construction Loan
Nov 2021 Sale
+ 3 more
Flood ZoneZone X (moderate risk)
APN43-3N-28-509B-0030-0000

Property Details

APN / Parcel Number

Primary APN43-3N-28-509B-0030-0000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,902 sqft Heated Area
Gross Area3,124 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2023
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area25,000 sqft (0.573 acres)
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address97126 MORGANS WAY
CityYULEE
StateFL
Zip32097-2488
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-1
Legal DescriptionLOT 30 IN OR 2511/161 ESMT OR 1761/332 PIRATES WOOD 2 UNR
Legal Range28E
Legal Township03N
Legal Section43
Legal SubdivisionPIRATES WOOD 2
Legal Lot Number30
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group1
Census Block1015
Census Tract50308

Owner

97126 Morgans Way is owned and occupied by an individual who bought it in November 2021.

Source: Nassau County records, as of January 26, 2026

Owner of RecordIndividual Name on File
Mailing Address97126 MORGANS WAY, YULEE, FL 32097-2488
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 7, 2022Deed of Trust, Mortgage · Construction Mortgage
WHITNEY BANK
Nov 3, 2021Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Apr 26, 2021Warranty Deed, Transfer
MIDFLORIDA TITLE PROFESSIONALS, FLORIDA TITLE PROFESSIONAL
Jun 26, 2020Warranty Deed, Transfer
OTHER
Aug 29, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 3, 2021 · Amount on File
Deed SaleNov 3, 2021 · Amount on File
Prior SaleApr 26, 2021 · Amount on File
Deed Document Number202145041094
Deed Book / Page2511 / 161
Record UpdatedJun 8, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address97126 MORGANS WAY, YULEE, FL 32097-2488
Transaction TypeMortgage
Record UpdatedSep 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address925 S 18TH ST A, A, FERNANDINA BEACH, FL 32034-2988

Mortgage

Document Number0025360953
DateFeb 7, 2022
Book Page2536/953
Instrument202245004450
Lender
NameWHITNEY BANK
TypeBank
AddressGULFPORT, MS 39501
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2052

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateNov 3, 2021
Property Address97126 MORGANS WAY, YULEE, FL 32097-2488
Document Number0025110161
Book / Page2511 / 161
Map ReferenceVOL 93 PG 475&476
Instrument DateNov 2, 2021
Instrument202145041094
Transaction TypeTransfer
Record UpdatedSep 28, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$630.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address97300 LAFFITES WAY, YULEE, FL 32097-2427

Transferred To (Grantee/Buyer)

NameVerified Name
Address925 S 18TH ST # A, A, FERNANDINA, FL 32034-2988

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateApr 26, 2021
Property Address97126 MORGANS WAY, YULEE, FL 32097-2488
Document Number0024551547
Book / Page2455 / 1547
Instrument DateApr 23, 2021
Instrument202145015148
Transaction TypeTransfer
Record UpdatedSep 28, 2023
Title CompanyMIDFLORIDA TITLE PROFESSIONALS, FLORIDA TITLE PROFESSIONAL

Transaction

AmountAmount on Record
Tax$490.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address97189 MORGANS WAY, YULEE, FL 32097-2487

Transferred To (Grantee/Buyer)

NameVerified Name
Address97300 LAFFITES WAY, YULEE, FL 32097-2427

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateJun 26, 2020
Property Address97126 MORGANS WAY, YULEE, FL 32097-2488
Document Number0023710873
Book / Page002371 / 000873
Instrument DateJun 26, 2020
Instrument45019563
Transaction TypeTransfer
Record UpdatedAug 17, 2020
Title CompanyOTHER

Transaction

AmountAmount on Record
Tax$280.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address97189 MORGANS WAY YULEE FL 320972487, YULEE, FL 32097-2487

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNASSAU FL
Recording DateAug 29, 2017
Property Address97126 MORGANS WAY, YULEE, FL 32097-2488
Document Number0021421743
Book / Page002142 / 001743
Instrument DateAug 25, 2017
Instrument25628
Transaction TypeTransfer
Record UpdatedSep 5, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address96194 MARANATHA RD YULEE FL 320973507, YULEE, FL 32097-3507

Tax Assessment & Valuation

The 2025 property tax bill for 97126 Morgans Way was $5,604 with a homeowner's exemption, up 1.3% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,604.00 (+1.26%) Homeowner's exemption$405,432 (+2.9%)$523,329 (+4.22%) Land $100,000 Building $423,329
2024$5,534.00 (+358.87%) Homeowner's exemption$394,006 (+294.01%)$502,132 (+402.13%) Land $100,000 Building $402,132
2023$1,206.00 (+46.89%)$100,000 (+83.07%) Land $100,000$100,000 (+83.07%) Land $100,000
2022$821.00$54,624 Land $54,000 Building $624$54,624 Land $54,000 Building $624

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 97126 Morgans Way in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 475 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies475 in force
Nearby Flood Claims25 (2016–2024)
Claims Outside the SFHA4 of 25
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 97126 Morgans Way is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA: LOFTON OAKS GRID
private · serves 24,318 people · EPA ID FL2454338
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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