1. Home
  2. Florida
  3. Nassau County
  4. Yulee
  5. Morgans Way

97054 Morgans Way, Yulee, FL 32097 Property Records

Nassau County property record for 97054 Morgans Way, Yulee, FL 32097

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,908 sqft · built 1989
Lot Size0.574 acres (25,001 sqft)
Owner2 Individual Names on Record
Last Sale$250,000 (Mar 2019)
Tax Bill$3,656 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Mar 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN43-3N-28-509B-0026-0000

Property Details

APN / Parcel Number

Primary APN43-3N-28-509B-0026-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,908 sqft Living Area
Gross Area3,216 sqft
1st Floor Area2,708 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2008
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area25,001 sqft (0.574 acres)
Garage TypeAttached
Garage Area308 sqft
PorchFlorida Room
Porch Area240 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address97054 MORGANS WAY
CityYULEE
StateFL
Zip32097-2490
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-1
Legal DescriptionLOT 26 IN OR 2258/1009 PIRATES WOOD 2 UNR
Legal Range28E
Legal Township03N
Legal Section43
Legal SubdivisionPIRATES WOOD
Legal Lot Number26
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group1
Census Block1015
Census Tract50308

Owner

Source: Nassau County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address97054 MORGANS WAY, YULEE, FL 32097-2490
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2020Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Mar 1, 2019Warranty Deed, Transfer · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 20, 2018Warranty Deed, Transfer
BANK OF ENGLAND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 1, 2019 · Amount on Record
Deed SaleMar 1, 2019 · Amount on Record
Prior SaleFeb 20, 2018 · Amount on Record
Deed Document Number201945006314
Deed Book / Page2258 / 1009
Prior Transfer DateSep 17, 2008
Prior Transfer Doc0015851184
Record UpdatedJun 8, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address97054 MORGANS WAY, YULEE, FL 32097-2490
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023420595
DateFeb 27, 2020
Book Page2342/595
Instrument202045006462
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateMar 1, 2019
Property Address97054 MORGANS WAY, YULEE, FL 32097-2490
Document Number0022581009
Book / Page2258 / 1009
Instrument DateFeb 28, 2019
Instrument201945006314
Transaction TypeTransfer
Record UpdatedJan 14, 2022
Title CompanyATTORNEYS TITLE SERVICES LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1220 AMBRA DR, 1220, MELBOURNE, FL 32940-6755

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address97054 MORGANS WAY, YULEE, FL 32097-2490

Mortgage

Document Number201945006315
DateMar 1, 2019
Instrument201945006315
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2049

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateFeb 20, 2018
Property Address97054 MORGANS WAY, YULEE, FL 32097-2490
Document Number0021781354
Book / Page002178 / 001354
Instrument DateFeb 7, 2018
Instrument5456
Transaction TypeTransfer
Record UpdatedAug 31, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,680.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address97054 MORGANS WAY YULEE FL 320972490, YULEE, FL 32097-2490

Mortgage

Document Number21781356
DateFeb 20, 2018
Book Page002178/001356
Instrument5457
Lender
NameBANK OF ENGLAND
TypeBank
AddressLITTLE ROCK, AR 72201
Agreement
AmountAmount Recorded
Term360 Months
DueFeb 19, 2048

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,656.00 (+1.39%) Homeowner's exemption$278,521 (+2.9%)$452,804 (+3.74%) Land $100,000 Building $352,804
2024$3,606.00 (+1.38%) Homeowner's exemption$270,672 (+3%)$436,481 (+3.26%) Land $100,000 Building $336,481
2023$3,557.00 (+10.36%) Homeowner's exemption$262,788 (+3%)$422,688 (+37.36%) Land $100,000 Building $322,688
2022$3,223.00 Homeowner's exemption$255,134$307,721 Land $60,000 Building $247,721

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 475 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies475 in force
Nearby Flood Claims25 (2016–2024)
Claims Outside the SFHA4 of 25
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA: LOFTON OAKS GRID
private · serves 24,318 people · EPA ID FL2454338
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Nearby Properties on Morgans Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures