97028 Morgans Way, Yulee, FL 32097 Property Records

Nassau County property record for 97028 Morgans Way, Yulee, FL 32097 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,553 sqft · built 2003
Lot Size	0.574 acres (25,000 sqft)
Owner	Individual Name on File
Tax Bill	$2,334 (2025)
Flood Zone	Zone X (minimal risk)
APN	`43-3N-28-509B-0025-0000`

Property Details

APN / Parcel Number

Primary APN	`43-3N-28-509B-0025-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,553 sqft Living Area
Gross Area	2,994 sqft
1st Floor Area	2,245 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	25,000 sqft (0.574 acres)
Garage Type	Attached
Garage Area	441 sqft
Porch	Florida Room
Porch Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	97028 MORGANS WAY
City	YULEE
State	FL
Zip	32097-2490
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25 IN OR 1278/440 PIRATES WOOD 2 UNR
Legal Range	28E
Legal Township	03N
Legal Section	43
Legal Subdivision	PIRATES WOOD
Legal Lot Number	25
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	1
Census Block	1015
Census Tract	50308

Owner

Source: Nassau County records · APN 43-3N-28-509B-0025-0000

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	97028 MORGANS WAY, YULEE, FL 32097-2490
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Dec 02, 2004
Transfer Doc	0012780440
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,334.00 (+1.57%) Homeowner's exemption	$192,392 (+2.9%)	$438,849 (+13.44%) Land $100,000 Building $338,849
2024	$2,298.00 (+1.68%) Homeowner's exemption	$186,970 (+3%)	$386,845 (+3.06%) Land $100,000 Building $286,845
2023	$2,260.00 (+11%) Homeowner's exemption	$181,524 (+3%)	$375,360 (+39.78%) Land $100,000 Building $275,360
2022	$2,036.00 Homeowner's exemption	$176,237	$268,531 Land $60,000 Building $208,531

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120890503081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 475 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	475 in force 437 of 475 on primary residences
Nearby Flood Claims	25 (2016–2024)
Claims Outside the SFHA	4 of 25
Most Recent Claim	Sep 2024, river or lake flooding, Hurricane Helene
Flood Events	Hurricane Irma (Sep 2017), 3 claims Hurricane Matthew (Oct 2016), 17 claims

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 23% of Florida
Wildfire Likelihood	About 1 in 909 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.