97082 Pirates Point Rd, Yulee, FL 32097 Property Records

Nassau County property record for 97082 Pirates Point Rd, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,703 sqft · built 1994
Lot Size	0.64 acres (27,921 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,295 (2025)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`43-3N-28-509D-0041-0000`

Property Details

APN / Parcel Number

Primary APN	`43-3N-28-509D-0041-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,703 sqft Heated Area
Gross Area	2,529 sqft
1st Floor Area	930 sqft
Upper Floors Area	581 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2006
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	27,921 sqft (0.64 acres)
Garage Type	Detached
Garage Area	480 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	456 sqft
Deck Area	24 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	97082 PIRATES POINT RD
City	YULEE
State	FL
Zip	32097-6530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1
Legal Description	LOT 41 IN OR 2158/1256 PIRATES WOOD #4 UNR
Legal Range	28E
Legal Township	03N
Legal Section	43
Legal Subdivision	PIRATES WOOD #4
Legal Lot Number	41
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	1
Census Block	1010
Census Tract	50308

Owner

Source: Nassau County records · APN 43-3N-28-509D-0041-0000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	97082 PIRATES POINT RD, YULEE, FL 32097-6530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Nov 20, 2017
Transfer Doc	0021581256
Record Updated	Jun 08, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Nov 20, 2017
Property Address	97082 PIRATES POINT RD, YULEE, FL 32097-6530
Document Number	0021581256
Book / Page	002158 / 001256
Instrument Date	Nov 16, 2017
Instrument	33858
Transaction Type	Transfer
Record Updated	Nov 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,513.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	97082 PIRATES POINT RD YULEE FL 320976530, YULEE, FL 32097-6530

Mortgage

Document Number	21581258
Date	Nov 20, 2017
Book Page	002158/001258
Instrument	33859

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2047

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,295.00 (+1.32%) Homeowner's exemption	$320,180 (+2.9%)	$516,304 (+9.01%) Land $200,000 Building $316,304
2024	$4,239.00 (+1.29%) Homeowner's exemption	$311,156 (+3%)	$473,649 (+2.42%) Land $170,000 Building $303,649
2023	$4,185.00 (+10.22%) Homeowner's exemption	$302,093 (+3%)	$462,461 (+22.79%) Land $170,000 Building $292,461
2022	$3,797.00 Homeowner's exemption	$293,294	$376,618 Land $160,000 Building $216,618

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 475 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	475 in force
Nearby Flood Claims	25 (2016–2024)
Claims Outside the SFHA	4 of 25
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 17 claims

Wildfire

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Based on FCC filings for 20 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pirates Point Rd

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