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97110 Pirates Point Rd, Yulee, FL 32097 Property Records

Nassau County property record for 97110 Pirates Point Rd, Yulee, FL 32097 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2005
Square Footage2,024 sqft Living Area
Lot Size27,923 sqft (0.641 acres)
OccupancyOwner Occupied
Last Sale$420,000 (2021)
Tax Bill$5,110.00 (2025)

Property Details

APN / Parcel Number

Primary APN43-3N-28-509D-0039-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,024 sqft Living Area
1st Floor1,916 sqft 1st Floor
Stories1 Stories
Primary FlooringVinyl/Resilient Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2005
Exterior MaterialWood Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area27,923 sqft (0.641 acres)
Garage Area624 sqft Garage

Exterior Amenities

Deck AreaDeck Area
Patio Area288 sqft Patio
Porch Area1,264 sqft Porch
Boat AccessBoat Access
Pole Structure280 sqft Pole Structure

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address97110 PIRATES POINT RD
CityYULEE
StateFL
Zip32097-6532
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 39 IN OR 2490/1525 PIRATES WOOD # 4 UNR
Legal Range28E
Legal Township03N
Legal Section43
Legal SubdivisionPIRATES WOOD
Legal Lot Number39
JurisdictionNASSAU FL
Minor Civil DivisionYULEE
Census Blockgroup1
Census Block1010
Census Tract50308

Owner

Source: Nassau County records · APN 43-3N-28-509D-0039-0000

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address97110 PIRATES POINT RD, YULEE, FL 32097-6532
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 04, 2025Deed of Trust, Mortgage · Stand Alone Second Mortgage
COMMUNITY FIRST CREDIT UNION OF FLORIDA
Aug 25, 2021Warranty Deed, Transfer · Conventional Mortgage
BNC NATIONAL BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 25, 2021 · Amount on Record
Deed SaleAug 25, 2021 · Amount on Record
Deed Doc Number202145031591
Deed Book / Page2490 / 1525
Prior Transfer DateAug 15, 2008
Prior Transfer Doc0015810634
Record RefreshedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address97110 PIRATES POINT RD, YULEE, FL 32097-6532
Transaction TypeMortgage
Record UpdatedJan 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address97110 PIRATES POINT RD, YULEE, FL 32097-6532

Mortgage

Document Number0028330164
DateDec 04, 2025
Book Page2833/164
Instrument202545036469
Lender
NameCOMMUNITY FIRST CREDIT UNION OF FLORIDA
TypeCredit Union
AddressJACKSONVILLE, FL 32204
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term120 Months
DueDec 01, 2035

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateAug 25, 2021
Property Address97110 PIRATES POINT RD, YULEE, FL 32097-6532
Document Number0024901525
Book / Page2490 / 1525
Instrument DateAug 09, 2021
Instrument202145031591
Transaction TypeTransfer
Record UpdatedSep 14, 2021
Title CompanyBLUE OCN TITLE, BLUE OCEAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,940.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4801 RAINIER AVE S # S629, 4801, SEATTLE, WA 98118-2181

Transferred To (Grantee/Buyer)

NameVerified Name
Address97110 PIRATES POINT RD, YULEE, FL 32097-6532

Mortgage

Document Number24901527
DateAug 25, 2021
Instrument2490/1527
Lender
NameBNC NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,110.00 (+8.89%) Homeowner's exemption$373,245 (+9.71%)$499,399 (+12.41%) Land $200,000 Building $299,399
2024$4,693.00 (+1.25%) Homeowner's exemption$340,204 (+3%)$444,252 (-0.17%) Land $170,000 Building $274,252
2023$4,635.00 (+10.12%) Homeowner's exemption$330,295 (+3%)$445,021 (+20.78%) Land $170,000 Building $275,021
2022$4,209.00 Homeowner's exemption$320,675$368,460 Land $160,000 Building $208,460

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation11.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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