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  5. Pirates Point Rd

97063 Pirates Point Rd, Yulee, FL 32097 Property Records

Nassau County property record for 97063 Pirates Point Rd, Yulee, FL 32097 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,932 sqft · built 1987
Lot Size0.557 acres (24,277 sqft)
OwnerIndividual Name on File
Tax Bill$4,069 (2025)
Deeds & MortgagesMay 2026 Mortgage
Nov 2020 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN43-3N-28-509C-0038-0000

Property Details

APN / Parcel Number

Primary APN43-3N-28-509C-0038-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,932 sqft Living Area
1st Floor Area1,932 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1997
Exterior MaterialOther
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area24,277 sqft (0.557 acres)
Garage Area500 sqft
PorchUnfinished Open Porch
Porch Area168 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address97063 PIRATES POINT RD
CityYULEE
StateFL
Zip32097-6531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 38 IN OR 2281/1859 PIRATES WOOD 3 UNR
Legal Range28E
Legal Township03N
Legal Section43
Legal SubdivisionPIRATES WOOD
Legal Lot Number38
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group1
Census Block1011
Census Tract50308

Owner

Source: Nassau County records · APN 43-3N-28-509C-0038-0000

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address97063 PIRATES POINT RD, YULEE, FL 32097-6531
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 27, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 20, 2020Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Jun 14, 2019Quit Claim Deed, Transfer · VA Mortgage
MR COOPER

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 14, 2019
Deed SaleJun 14, 2019
Prior SaleMar 21, 2003 · Amount on Record
Deed Document Number201945018912
Deed Book / Page2281 / 1859
Prior Transfer DateJun 06, 2019
Prior Transfer Doc0022811859
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Recording DateMay 27, 2026
Property Address97063 PIRATES POINT RD, YULEE, FL 32097-6531
Document Number0000016022
Book / Page2871 / 584
Instrument DateMay 20, 2026
Instrument202616022
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address97063 PIRATES POINT RD, YULEE, FL 32097-6531
InvestorPossibly a Property Investor

Mortgage

Document Number0000016022,
DateMay 27, 2026
Book Page2871/584
Instrument202616022
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJun 01, 2036
Interest
Rate TypeFixed Rate
Rate6.23%
Initial TypeFixed Rate
Max Rate-1%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address97063 PIRATES POINT RD, YULEE, FL 32097-6531
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
Address97063 PIRATES POINT RD, YULEE, FL 32097-6531

Mortgage

Document Number0024100366
DateNov 20, 2020
Book Page2410/366
Instrument202045037751
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNASSAU FL
Recording DateJun 14, 2019
Property Address97063 PIRATES POINT RD, YULEE, FL 32097-6531
Document Number0022811859
Book / Page002281 / 001859
Instrument DateJun 10, 2019
Instrument45018912
Transaction TypeTransfer
Record UpdatedJul 09, 2019
Title CompanyTITLE 365

Transaction

AmountAmount Recorded
Tax$0.70
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address97063 PIRATES POINT RD YULEE FL 320976531, YULEE, FL 32097-6531

Mortgage

Document Number22811863
DateJun 14, 2019
Book Page002281/001863
Instrument45018913
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 13, 2049

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,069.00 (+13.41%)$328,090 (+21.6%) Land $100,000 Building $228,090$328,090 (+21.6%) Land $100,000 Building $228,090
2024$3,588.00 (+4.3%)$269,812 (+2.91%) Land $100,000 Building $169,812$269,812 (+2.91%) Land $100,000 Building $169,812
2023$3,440.00 (+29.32%)$262,193 (+35.38%) Land $100,000 Building $162,193$262,193 (+35.38%) Land $100,000 Building $162,193
2022$2,660.00$193,671 Land $60,000 Building $133,671$193,671 Land $60,000 Building $133,671

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120890503081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 475 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies475 in force
Nearby Flood Claims25 (2016–2024)
Claims Outside the SFHA4 of 25
Most Recent ClaimSep 2024, river or lake flooding, Hurricane Helene
Claims By Storm
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 17 claims

Wildfire

Wildfire RiskModerate
above 58% of the US · above 30% of Florida
Wildfire LikelihoodAbout 1 in 769 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 20 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable1,200 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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