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97056 Pirates Point Rd, Yulee, FL 32097 Property Records

Nassau County property record for 97056 Pirates Point Rd, Yulee, FL 32097

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,012 sqft · built 1984
Lot Size0.641 acres (27,924 sqft)
Owner2 Owner Names on File
Last Sale$145,000 (Apr 1998)
Tax Bill$2,563 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Flood ZoneZone AE (high risk)
APN43-3N-28-509D-0042-0000

Property Details

APN / Parcel Number

Primary APN43-3N-28-509D-0042-0000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,012 sqft Heated Area
Gross Area3,010 sqft
1st Floor Area938 sqft
Upper Floors Area832 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1994
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area27,924 sqft (0.641 acres)
Garage TypeDetached
Garage Area338 sqft

Exterior Amenities

PorchOpen Porch
Porch Area109 sqft
Patio Area586 sqft
Boat AccessBoat Access
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address97056 PIRATES POINT RD
CityYULEE
StateFL
Zip32097-6530
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-1
Legal DescriptionLOT 42 IN OR 829 PG 1125 PIRATES WOOD 4 UNR
Legal Range28E
Legal Township03N
Legal Section43
Legal SubdivisionPIRATES WOOD 4
Legal Lot Number42
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group1
Census Block1010
Census Tract50308

Owner

Source: Nassau County records · APN 43-3N-28-509D-0042-0000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on File
Mailing Address97056 PIRATES POINT RD, YULEE, FL 32097-6530
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 14, 1998 · Amount on Record
Deed SaleApr 14, 1998 · Amount on Record
Deed Document Number0008291125
Deed Book / Page829 / 1125
Record UpdatedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address97056 PIRATES POINT RD, YULEE, FL 32097-6530
Transaction TypeMortgage
Record UpdatedJan 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address97056 PIRATES POINT RD, YULEE, FL 32097-6530

Mortgage

Document Number0028320368
DateDec 01, 2025
Book Page2832/368
Instrument202545035994
Lender
NameFIRST PORT CITY BANK
TypeBank
AddressFERNANDINA BEACH, FL 32034
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,563.00 (+1.5%) Homeowner's exemption$207,310 (+2.9%)$505,938 (+11.06%) Land $200,000 Building $305,938
2024$2,525.00 (+1.61%) Homeowner's exemption$201,467 (+3%)$455,563 (+11.97%) Land $170,000 Building $285,563
2023$2,485.00 (+10.79%) Homeowner's exemption$195,599 (+2.95%)$406,847 (+19.88%) Land $170,000 Building $236,847
2022$2,243.00 Homeowner's exemption$189,994$339,372 Land $160,000 Building $179,372

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120890503081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 475 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies475 in force
Nearby Flood Claims25 (2016–2024)
Claims Outside the SFHA4 of 25
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 17 claims

Wildfire

Wildfire RiskModerate
above 57% of the US · lower than 69% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 20 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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