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9707 Royal Crest Cir, Frederick, MD 21704 Property Records

Frederick County property record for 9707 Royal Crest Cir, Frederick, MD 21704

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 5,326 sqft · built 2002
Lot Size0.179 acres (7,800 sqft)
Owner2 Trust Names on File
Last Sale$497,500 (Apr 2011)
Tax Bill$10,829 (2025)
Deeds & MortgagesMar 2020 Mortgage
Mar 2021 Transfer
Flood ZoneZone X (minimal risk)
APN07-224524

Property Details

APN / Parcel Number

Primary APN07-224524
Alternative APNs
  • 7224524
  • 224524

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,326 sqft Living Area
Gross Area5,786 sqft
1st Floor Area2,334 sqft
Basement Area1,050 sqft
Finished Basement1,050 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,800 sqft (0.179 acres)
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
Deck Area352 sqft
Patio Area790 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number224524
Street Address9707 ROYAL CREST CIR
CityFREDERICK
StateMD
Zip21704-7801
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 25050 SEC P3 7,800 SQ. FT. URBANA HIGHLANDS
Legal SubdivisionURBANA HLNDS SEC P3
Legal Lot Number25050
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group1
Census Block1025
Census Tract752205

Owner

9707 Royal Crest Cir is owner-occupied and held in a trust since January 2021.

Source: Frederick County records, as of August 7, 2026

Owner of Record2 Trust Names on File
Mailing Address9707 ROYAL CREST CIR, FREDERICK, MD 21704-7801
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 19, 2020Deed of Trust, Mortgage · VA Mortgage
GEORGE MASON MORTGAGE LLC
Mar 4, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 28, 2011 · Amount on File
Deed SaleApr 28, 2011 · Amount on File
Prior SaleApr 28, 2011 · Amount on File
Deed Document Number20118338/0070
Deed Book / Page8338 / 70
Last Transfer DateJan 28, 2021
Transfer Doc0146210305
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address9707 ROYAL CREST CIR, FREDERICK, MD 21704-7801
Transaction TypeMortgage
Record UpdatedOct 28, 2022
Title CompanyLAWYERS SIGNATURE SETMNTS L

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0135980096
DateMar 19, 2020
Book Page13598/96
Lender
NameGEORGE MASON MORTGAGE LLC
TypeMortgage Company
AddressFAIRFAX, VA 22030
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2050

March 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionFREDERICK MD
Recording DateMar 4, 2021
Property Address9707 ROYAL CREST CIR, FREDERICK, MD 21704-7801
Document Number0146210305
Book / Page14621 / 305
Map ReferenceMB 65 PL 66
Instrument DateJan 28, 2021
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address9707 ROYAL CREST CIR, FREDERICK, MD 21704-7801

Tax Assessment & Valuation

The 2025 property tax bill for 9707 Royal Crest Cir was $10,829 with a homeowner's exemption, up 12.9% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$911,567 (+9.39%)$989,800 (-) Land $226,400 Building $763,400
2025$10,829.00 (+12.86%) Homeowner's exemption$833,333$989,800 Land $226,400 Building $763,400
2024$9,595.00 (-1.83%)
2023$9,774.00 Homeowner's exemption$705,467$755,100 Land $176,400 Building $578,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9707 Royal Crest Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimJul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9707 Royal Crest Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: Verizon.

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