9709 Royal Crest Cir, Frederick, MD 21704 Property Records

Frederick County property record for 9709 Royal Crest Cir, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 5,828 sqft · built 2002
Lot Size	0.179 acres (7,800 sqft)
Owner	Company Name on Record
Last Sale	$680,000 (Sep 2019)
Tax Bill	$11,166 (2025)
Deeds & Mortgages	Jun 2022 Transfer Sep 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-224516`

Property Details

APN / Parcel Number

Primary APN	`07-224516`
Alternative APNs	`7224516` `224516`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	5,828 sqft Living Area
Gross Area	6,228 sqft
1st Floor Area	2,164 sqft
Basement Area	1,700 sqft
Finished Basement	1,700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,800 sqft (0.179 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Deck Area	422 sqft
Patio Area	422 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	224516
Street Address	9709 ROYAL CREST CIR
City	FREDERICK
State	MD
Zip	21704-7801
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 25049 SEC P3 7,800 SQ. FT. URBANA HIGHLANDS
Legal Subdivision	URBANA HLNDS SEC P3
Legal Lot Number	25049
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1025
Census Tract	752205

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9709 ROYAL CREST CIR, FREDERICK, MD 21704-7801
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Intrafamily Transfer, Transfer
Sep 4, 2019	Grant Deed, Transfer BRENNAN TITLE
Sep 4, 2019	Deed, Transfer · Conventional Mortgage REDFIN MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2019 · Amount on Record
Deed Sale	Sep 4, 2019 · Amount on Record
Prior Sale	Sep 4, 2019 · Amount on Record
Deed Book / Page	13184 / 440
Last Transfer Date	Aug 9, 2021
Transfer Doc	0160100297
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Jun 29, 2022
Property Address	9709 ROYAL CREST CIR, FREDERICK, MD 21704-7801
Document Number	0160100297
Book / Page	16010 / 297
Map Reference	MB 65 PL 66
Instrument Date	Aug 9, 2021
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 4, 2019
Property Address	9709 ROYAL CREST CIR, FREDERICK, MD 21704-7801
Document Number	0131840434
Book / Page	013184 / 000434
Instrument Date	Aug 30, 2019
Transaction Type	Transfer
Record Updated	Nov 27, 2019
Title Company	BRENNAN TITLE

Transaction

Amount	Amount Recorded
Tax	$680.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9709 ROYAL CREST CIR FREDERICK MD 217047801, FREDERICK, MD 21704-7801
Investor	Possibly a Property Investor

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 4, 2019
Property Address	9709 ROYAL CREST CIR, FREDERICK, MD 21704-7801
Document Number	0131840440
Book / Page	13184 / 0440
Map Reference	MB 65 PL 66
Instrument Date	Aug 30, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	BRENNAN TTL CO NATL ACCOUNTS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9709 ROYAL CREST CIR, FREDERICK, MD 21704-7801

Mortgage

Document Number	0131840447
Date	Sep 4, 2019
Instrument	13184/0447

Lender

Name	REDFIN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$946,433 (+9.41%)	$1,027,800 (-) Land $226,400 Building $801,400
2025	$11,166.00 (+3.48%) Homeowner's exemption	$865,067 (+18.18%)	$1,027,800 (+31.15%) Land $226,400 Building $801,400
2024	$10,790.00 (+7.21%)
2023	$10,064.00 Homeowner's exemption	$731,967	$783,700 Land $176,400 Building $607,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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