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9706 Royal Crest Cir, Frederick, MD 21704 Property Records

Frederick County property record for 9706 Royal Crest Cir, Frederick, MD 21704

Property Summary

Property TypeSingle Family Home
Details4.5 ba · 5,500 sqft · built 2002
Lot Size0.271 acres (11,793 sqft)
Owner2 Individual Names on Record
Last Sale$635,000 (May 2020)
Tax Bill$11,884 (2025)
Deeds & MortgagesApr 2020 Mortgage
May 2020 Sale
Flood ZoneZone X (minimal risk)
APN07-224583

Property Details

APN / Parcel Number

Primary APN07-224583
Alternative APNs
  • 7224583
  • 224583

Interior

Full Baths4.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area5,500 sqft Living Area
Gross Area5,940 sqft
1st Floor Area2,100 sqft
Basement Area1,900 sqft
Finished Basement1,900 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleConventional
Exterior MaterialSiding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area11,793 sqft (0.271 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area49 sqft
Deck Area320 sqft
Patio Area336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number224583
Street Address9706 ROYAL CREST CIR
CityFREDERICK
StateMD
Zip21704-7800
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 25123 SEC P3 11,793 SQ. FT. URBANA HIGHLANDS
Legal SubdivisionURBANA HIGHLANDS
Legal Lot Number25123
JurisdictionFREDERICK MD
Township / Civil Division7, URBANA
Census Block Group1
Census Block1030
Census Tract752205

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address9706 ROYAL CREST CIR, FREDERICK, MD 21704-7800
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Apr 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
HOMESPIRE MTG CORP
May 8, 2020Grant Deed, Transfer
OTHER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 8, 2020 · Amount on Record
Deed SaleMay 8, 2020 · Amount on Record
Prior SaleMay 27, 2015 · Amount on Record
Deed Book / Page13719 / 294
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address9706 ROYAL CREST CIR, FREDERICK, MD 21704-7800
Document Number0137190301
Instrument DateApr 30, 2020
Transaction TypeMortgage
Record UpdatedJul 3, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address9706 ROYAL CREST CIR FREDERICK MD 217047800, FREDERICK, MD 21704-7800

Mortgage

Document Number0137190301
DateMay 8, 2020
Book Page013719/000301
Lender
NameHOMESPIRE MTG CORP
AddressGAITHERSBURG, MD 20878
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 7, 2050

May 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK MD
Recording DateMay 8, 2020
Property Address9706 ROYAL CREST CIR, FREDERICK, MD 21704-7800
Document Number0137190294
Book / Page013719 / 000294
Instrument DateApr 30, 2020
Transaction TypeTransfer
Record UpdatedJul 3, 2020
Title CompanyOTHER

Transaction

AmountAmount Recorded
Tax$635.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9706 ROYAL CREST CIR FREDERICK MD 217047800, FREDERICK, MD 21704-7800

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$909,700 (+29.27%)$987,700 (+31.05%) Land $228,300 Building $759,400
2025$11,884.00 (+17.12%)
2023$10,147.00$703,733$753,700 Land $178,300 Building $575,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimJul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: Verizon.

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