Frederick County property record for 9702 Royal Crest Cir, Frederick, MD 21704
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,906 sqft · built 2003 |
| Lot Size | 0.181 acres (7,879 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $470,000 (Feb 2015) |
| Tax Bill | $9,940 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-224605 |
| Primary APN | 07-224605 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,906 sqft Living Area |
| Gross Area | 5,431 sqft |
| 1st Floor Area | 2,203 sqft |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,879 sqft (0.181 acres) |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 224605 |
|---|---|
| Street Address | 9702 ROYAL CREST CIR |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 25125 SEC P3 7,879 SQ. FT. URBANA HIGHLANDS |
| Legal Subdivision | URBANA HIGHLANDS |
| Legal Lot Number | 25125 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 7, URBANA |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 752205 |
9702 Royal Crest Cir is owned and occupied by two individuals who bought it in February 2015.
Source: Frederick County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9702 ROYAL CREST CIR, FREDERICK, MD 21704-7800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 11, 2015 · Amount on File |
| Deed Sale | Feb 11, 2015 · Amount on File |
| Prior Sale | Feb 11, 2015 · Amount on File |
| Deed Book / Page | 10388 / 191 |
| Prior Transfer Date | Sep 15, 2005 |
| Prior Transfer Doc | 0055850553 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 9702 ROYAL CREST CIR, FREDERICK, MD 21704-7800 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2022 |
| Title Company | FIRST TITLE & ESCROW INC |
| Name | Verified Name |
|---|---|
| Address | 9702 ROYAL CREST CIR, FREDERICK, MD 21704-7800 |
| Document Number | 0141730195 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 14173/195 |
| Name | EAGLE BANK |
|---|---|
| Type | Bank |
| Address | ROCKVILLE, MD 20852 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2050 |
The 2025 property tax bill for 9702 Royal Crest Cir was $9,940 with a homeowner's exemption, up 3.1% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $828,100 (+9.38%) | $899,100 (-) Land $226,400 Building $672,700 | |
| 2025 | $9,940.00 (+3.12%) Homeowner's exemption | $757,100 | $899,100 Land $226,400 Building $672,700 |
| 2024 | $9,639.00 (+7.06%) | ||
| 2023 | $9,003.00 Homeowner's exemption | $639,600 | $686,100 Land $176,400 Building $509,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 9702 Royal Crest Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2025) |
| Most Recent Claim | Jul 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 9702 Royal Crest Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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