97020 Pirates Point Rd, Yulee, FL 32097 Property Records

Nassau County property record for 97020 Pirates Point Rd, Yulee, FL 32097

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,024 sqft · built 1977
Lot Size0.791 acres (34,441 sqft)
Owner2 Individual Names on Record
Last Sale$440,000 (Sep 2021)
Tax Bill$2,688 (2025)
Deeds & MortgagesSep 2021 Sale
Flood ZoneZone VE (high risk)
APN43-3N-28-509D-0046-0000

Property Details

APN / Parcel Number

Primary APN43-3N-28-509D-0046-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,024 sqft Living Area
1st Floor Area1,024 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 2007
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialSlate
Lot Area34,441 sqft (0.791 acres)
View / LotWaterfront
Garage TypeDetached
Garage Area432 sqft
PorchFinished/Open Porch
Porch Area318 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address97020 PIRATES POINT RD
CityYULEE
StateFL
Zip32097-6530
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-1
Legal DescriptionLOT 46 IN OR 2796/915 PIRATES WOOD # 4 UNR
Legal Range28E
Legal Township03N
Legal Section43
Legal SubdivisionPIRATES WOOD
Legal Lot Number46
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group1
Census Block1010
Census Tract50308

Owner

Source: Nassau County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address97020 PIRATES POINT RD, YULEE, FL 32097-6530
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 2, 2021 · Amount on Record
Deed SaleSep 2, 2021 · Amount on Record
Deed Document Number202145032755
Deed Book / Page2493 / 534
Last Transfer DateJun 23, 2025
Transfer Doc0027960915
Record UpdatedJun 8, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateSep 2, 2021
Property Address97020 PIRATES POINT RD, YULEE, FL 32097-6530
Document Number0024930534
Book / Page2493 / 534
Instrument DateSep 1, 2021
Instrument202145032755
Transaction TypeTransfer
Record UpdatedSep 27, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$3,080.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6001 FAIRWAY CIR, 6001, BLACKSHEAR, GA 31516-4646

Transferred To (Grantee/Buyer)

NameVerified Name
Address97020 PIRATES POINT RD, YULEE, FL 32097-6530

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,688.00 (-1.36%)$220,503 (+2.9%)$434,322 (+10.2%) Land $200,000 Building $234,322
2024$2,725.00 (+1.53%) Homeowner's exemption$214,289 (+3%)$394,110 (+3.06%) Land $170,000 Building $224,110
2023$2,684.00 (+10.73%) Homeowner's exemption$208,048 (+3%)$382,423 (+19.49%) Land $170,000 Building $212,423
2022$2,424.00 Homeowner's exemption$201,988$320,047 Land $160,000 Building $160,047

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone VE
high risk · coastal, wave action
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation12.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 475 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies475 in force
Nearby Flood Claims25 (2016–2024)
Claims Outside the SFHA4 of 25
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 69% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Pirates Point Rd

Nearby Streets

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