9706 Cristella Ct, Elk Grove, CA 95757 Property Records

Sacramento County property record for 9706 Cristella Ct, Elk Grove, CA 95757

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,211 sqft · built 2003
Lot Size0.151 acres (6,577 sqft)
Owner2 Individual Names on File
Last Sale$250,000 (May 2012)
Tax Bill$4,796 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Aug 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN132-1110-041-0000

Property Details

APN / Parcel Number

Primary APN132-1110-041-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,211 sqft Living Area
1st Floor Area2,211 sqft
Bonus RoomBonus Room
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialOther
Lot Area6,577 sqft (0.151 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address9706 CRISTELLA CT
CityELK GROVE
StateCA
Zip95757-8342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionCRESLEIGH RANCH VLG C, LOT 41
Legal SubdivisionCRESLEIGH RANCH VLG C
Legal Lot Number41
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group1
Census Block1001
Census Tract9632

Owner

9706 Cristella Ct is owned and occupied by two individuals who bought it in May 2012.

Source: Sacramento County records, as of August 12, 2026

Owner of Record2 Individual Names on File
Mailing Address9706 CRISTELLA CT, ELK GROVE, CA 95757-8342
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2026Deed of Trust, Mortgage · Line of Credit
SPRING EQ LLC
Aug 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE LENDING
Sep 9, 2019Deed of Trust, Mortgage · Conventional Mortgage
GOLDEN 1 CU
Jul 10, 2017Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 22, 2012 · Amount on File
Deed SaleMay 22, 2012 · Amount on File
Prior SaleMay 5, 2006 · Amount on File
Deed Book / Page20120522 / 245
Record UpdatedSep 20, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Recording DateAug 5, 2026
Property Address9706 CRISTELLA CT, ELK GROVE, CA 95757-8342
Document Number2026000086
Book / Page20260805 / 86
Instrument DateJul 30, 2026
Transaction TypeMortgage
Record UpdatedAug 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address9706 CRISTELLA CT, ELK GROVE, CA 95757-8342

Mortgage

Document Number2026000086,
DateAug 5, 2026
Book Page20260805/86
Lender
NameSPRING EQ LLC
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueSep 1, 2046
Interest
Rate TypeAdjustable Rate
Rate6.43%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address9706 CRISTELLA CT, ELK GROVE, CA 95757-8342
Transaction TypeMortgage
Record UpdatedDec 22, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address9706 CRISTELLA CT, ELK GROVE, CA 95757-8342

Mortgage

Document Number0000001465
DateAug 27, 2021
Instrument2021082701465
Lender
NameUNITED WHOLESALE LENDING
TypeNon-Lending Institution
AddressSACRAMENTO, CA 95814
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address9706 CRISTELLA CT, ELK GROVE, CA 95757-8342
Document Number1909131331
Instrument DateSep 9, 2019
Transaction TypeMortgage
Record UpdatedSep 24, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address9706 CRISTELLA CT ELK GROVE CA 957578342, ELK GROVE, CA 95757-8342

Mortgage

Document Number1909131331
DateSep 13, 2019
Instrument1909131331
Lender
NameGOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 12, 2049

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address9706 CRISTELLA CT, ELK GROVE, CA 95757-8342
Document Number1707211078
Instrument DateJul 10, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanyORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address9706 CRISTELLA CT ELK GROVE CA 957578342, ELK GROVE, CA 95757-8342

Mortgage

Document Number1707211078
DateJul 21, 2017
Instrument1707211078
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 20, 2047
Interest
Rate TypeAdjustable Rate
Rate3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 9706 Cristella Ct was $4,796, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityElk Grove City
Unified School DistrictElk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$320,281 (+2%) Land $89,676 Building $230,605
2025$4,796.00 (+0.76%)$314,002 Land $87,918 Building $226,084
2024$4,760.00 (+2.15%)
2023$4,660.00 (+1.77%)$301,810 Land $84,505 Building $217,305
2022$4,579.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9706 Cristella Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 9706 Cristella Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCWA - LAGUNA/VINEYARD
serves 188,417 people · EPA ID CA3410029
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 797 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
1,000 / 75
unWired Broadband
Fixed Wireless
400 / 50
DigitalPath
Fixed Wireless
200 / 20
AT&T
Fixed Wireless
100 / 20

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