9685 Cristella Ct, Elk Grove, CA 95757 Property Records

Sacramento County property record for 9685 Cristella Ct, Elk Grove, CA 95757

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,027 sqft · built 2003
Lot Size0.141 acres (6,119 sqft)
Owner2 Individual Names on File
Last Sale$270,000 (Jun 2012)
Tax Bill$4,985 (2025)
Deeds & MortgagesJun 2021 Mortgage
Jun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN132-1110-045-0000

Property Details

APN / Parcel Number

Primary APN132-1110-045-0000

Interior

Bedrooms5 Beds
Full Baths4 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area3,027 sqft Living Area
1st Floor Area1,566 sqft
2nd Floor Area1,461 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleCustom Design
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialOther
Lot Area6,119 sqft (0.141 acres)
Garage Area653 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address9685 CRISTELLA CT
CityELK GROVE
StateCA
Zip95757-8342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionCRESLEIGH RANCH VLG C, LOT 45
Legal SubdivisionCRESLEIGH RANCH VLG C
Legal Lot Number45
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group1
Census Block1001
Census Tract9632

Owner

9685 Cristella Ct is owned and occupied by two individuals who bought it in June 2012.

Source: Sacramento County records, as of July 22, 2026

Owner of Record2 Individual Names on File
Mailing Address9685 CRISTELLA CT, ELK GROVE, CA 95757-8342
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Jun 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 21, 2012 · Amount on File
Deed SaleJun 21, 2012 · Amount on File
Prior SaleMay 17, 2006 · Amount on File
Deed Book / Page20120621 / 1161
Prior Transfer DateMay 25, 2007
Prior Transfer Doc0000000983
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address9685 CRISTELLA CT, ELK GROVE, CA 95757-8342
Transaction TypeMortgage
Record UpdatedJun 8, 2026
Title CompanyORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address9685 CRISTELLA CT, ELK GROVE, CA 95757-8342

Mortgage

Document Number0000001202
DateJun 15, 2021
Instrument202106151202
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJul 1, 2036

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address9685 CRISTELLA CT, ELK GROVE, CA 95757-8342
Transaction TypeMortgage
Record UpdatedJun 28, 2021
Title CompanyORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address9685 CRISTELLA CT, ELK GROVE, CA 95757-8342

Mortgage

Document Number6150000001202
DateJun 15, 2021
Book Page20210615/1202
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJul 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 9685 Cristella Ct was $4,985 with a homeowner's exemption, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityElk Grove City
Unified School DistrictElk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$345,906 (+2%) Land $89,676 Building $256,230
2025$4,985.00 (+0.79%) Homeowner's exemption$339,124 Land $87,918 Building $251,206
2024$4,946.00 (+2.19%)
2023$4,840.00 (+1.79%) Homeowner's exemption$325,957 Land $84,505 Building $241,452
2022$4,755.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9685 Cristella Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 9685 Cristella Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCWA - LAGUNA/VINEYARD
serves 188,417 people · EPA ID CA3410029
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 797 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
1,000 / 75
unWired Broadband
Fixed Wireless
400 / 50
DigitalPath
Fixed Wireless
200 / 20
AT&T
Fixed Wireless
100 / 20

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