9684 Cristella Ct, Elk Grove, CA 95757 Property Records

Sacramento County property record for 9684 Cristella Ct, Elk Grove, CA 95757

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,260 sqft · built 2003
Lot Size0.146 acres (6,345 sqft)
Owner2 Individual Names on File
Last Sale$490,000 (Sep 2017)
Tax Bill$7,269 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Mar 2023 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN132-1110-042-0000

Property Details

APN / Parcel Number

Primary APN132-1110-042-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area3,260 sqft Living Area
1st Floor Area1,799 sqft
2nd Floor Area1,461 sqft
Family RoomFamily Room
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleCustom Design
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialOther
Lot Area6,345 sqft (0.146 acres)
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address9684 CRISTELLA CT
CityELK GROVE
StateCA
Zip95757-8342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRD-5
Legal DescriptionCRESLEIGH RANCH VLG C, LOT 42
Legal SubdivisionCRESLEIGH RANCH VLG C
Legal Lot Number42
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group1
Census Block1001
Census Tract9632

Owner

9684 Cristella Ct is owned and occupied by two individuals who bought it in September 2017.

Source: Sacramento County records, as of July 22, 2026

Owner of Record2 Individual Names on File
Mailing Address9684 CRISTELLA CT, ELK GROVE, CA 95757-8342
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Mar 16, 2023Deed of Trust, Mortgage · Commercial Mortgage
PNC BANK NA
Oct 11, 2019Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Sep 8, 2017Grant Deed, Transfer · Conventional Mortgage
PATELCO FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2017 · Amount on File
Deed SaleSep 8, 2017 · Amount on File
Prior SaleNov 25, 2009 · Amount on File
Deed Book / Page20170908 / 1080
Prior Transfer DateJul 2, 2007
Prior Transfer Doc0000000494
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address9684 CRISTELLA CT, ELK GROVE, CA 95757-8342
Transaction TypeMortgage
Record UpdatedMay 15, 2026
Title CompanyAMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address9684 CRISTELLA CT, ELK GROVE, CA 95757-8342

Mortgage

Document Number0000000460
DateFeb 22, 2021
Instrument202102220460
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2051

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address9684 CRISTELLA CT, ELK GROVE, CA 95757-8342
Transaction TypeMortgage
Record UpdatedMay 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address9684 CRISTELLA CT, ELK GROVE, CA 95757-8342

Mortgage

Document Number0000000767
DateMar 16, 2023
Instrument2023031600767
Lender
NamePNC BANK NA
TypeBank
AddressDAYTON, OH 45401
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term480 Months
DueMar 15, 2063

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address9684 CRISTELLA CT, ELK GROVE, CA 95757-8342
Document Number1910300328
Instrument DateOct 11, 2019
Transaction TypeMortgage
Record UpdatedNov 13, 2019
Title CompanyAMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address9684 CRISTELLA CT ELK GROVE CA 957578342, ELK GROVE, CA 95757-8342

Mortgage

Document Number1910300328
DateOct 30, 2019
Instrument1910300328
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 29, 2049

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateSep 8, 2017
Property Address9684 CRISTELLA CT, ELK GROVE, CA 95757-8342
Document Number1709081080
Instrument DateSep 5, 2017
Instrument1709081080
Transaction TypeTransfer
Record UpdatedSep 19, 2017
Title CompanyCORNERSTONE TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$539.00
Amount AccuracyFull Value
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address9684 CRISTELLA CT ELK GROVE CA 957578342, ELK GROVE, CA 95757-8342

Mortgage

Document Number1709081081
DateSep 8, 2017
Instrument1709081081
Lender
NamePATELCO FCU
TypeCredit Union
AddressPLEASANTON, CA 94588
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 7, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 9684 Cristella Ct was $7,269 with a homeowner's exemption, up 0.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalityElk Grove City
Unified School DistrictElk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$568,680 (+2%) Land $133,464 Building $435,216
2025$7,269.00 (+0.79%) Homeowner's exemption$557,531 Land $130,848 Building $426,683
2024$7,212.00 (+2.36%)
2023$7,046.00 (+1.79%) Homeowner's exemption$535,883 Land $125,768 Building $410,115
2022$6,922.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9684 Cristella Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 9684 Cristella Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCWA - LAGUNA/VINEYARD
serves 188,417 people · EPA ID CA3410029
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 797 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 2,000
Fidium Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
1,000 / 75
unWired Broadband
Fixed Wireless
400 / 50
DigitalPath
Fixed Wireless
200 / 20
AT&T
Fixed Wireless
100 / 20

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