9703 Cristella Ct, Elk Grove, CA 95757 Property Records

Sacramento County property record for 9703 Cristella Ct, Elk Grove, CA 95757

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,040 sqft · built 2003
Lot Size	0.156 acres (6,810 sqft)
Owner	2 Trust Names on File
Last Sale	$710,000 (Nov 2024)
Tax Bill	$8,863 (2025)
Deeds & Mortgages	Dec 2025 Transfer Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`132-1110-046-0000`

Property Details

APN / Parcel Number

Primary APN	`132-1110-046-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,040 sqft Living Area
1st Floor Area	2,040 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	L-Shape
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	6,810 sqft (0.156 acres)
Garage Area	591 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9703 CRISTELLA CT
City	ELK GROVE
State	CA
Zip	95757-8342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	CRESLEIGH RANCH VLG C, LOT 46
Legal Subdivision	CRESLEIGH RANCH VLG C
Legal Lot Number	46
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1001
Census Tract	9632

Owner

9703 Cristella Ct is owner-occupied and held in a trust since November 2024.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Trust Names on File
Mailing Address	9703 CRISTELLA CT, ELK GROVE, CA 95757-8342
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Intrafamily Transfer, Transfer
Feb 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2024 · Amount on File
Deed Sale	Nov 25, 2024 · Amount on File
Prior Sale	Jan 15, 2009 · Amount on File
Deed Book / Page	20241125 / 451
Prior Transfer Date	Jul 9, 2012
Prior Transfer Doc	0000000064
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 1, 2025
Property Address	9703 CRISTELLA CT, ELK GROVE, CA 95757-8342
Document Number	0000000415
Map Reference	MB 8802 PG 1482
Instrument Date	Oct 28, 2025
Instrument	202512010415
Transaction Type	Transfer
Record Updated	Dec 15, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9703 CRISTELLA CT, ELK GROVE, CA 95757-8342

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9703 CRISTELLA CT, ELK GROVE, CA 95757-8342
Document Number	2002180459
Instrument Date	Feb 1, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9703 CRISTELLA CT ELK GROVE CA 957578342, ELK GROVE, CA 95757-8342

Mortgage

Document Number	2002180459
Date	Feb 18, 2020
Instrument	2002180459

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 17, 2035

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	9703 CRISTELLA CT, ELK GROVE, CA 95757-8342
Document Number	0000000115
Book / Page	170302 / 000115
Instrument Date	Feb 23, 2017
Transaction Type	Mortgage
Record Updated	Mar 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9703 CRISTELLA CT ELK GROVE CA 957578342, ELK GROVE, CA 95757-8342

Mortgage

Document Number	0000000115
Date	Mar 2, 2017
Book Page	170302/000115

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 9703 Cristella Ct was $8,863, up 88.5% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Elk Grove City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$724,096 (+2%) Land $168,300 Building $555,796
2025	$8,863.00 (+88.49%)	$709,899 Land $165,000 Building $544,899
2024	$4,702.00 (+2.15%)
2023	$4,603.00 (+1.75%)	$296,429 Land $99,013 Building $197,416
2022	$4,524.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9703 Cristella Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9703 Cristella Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA - LAGUNA/VINEYARD serves 188,417 people · EPA ID CA3410029
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 50

May also be available: AT&T, Verizon.

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