97052 Cutlass Way, Yulee, FL 32097 Property Records

Nassau County property record for 97052 Cutlass Way, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,670 sqft · built 2022
Lot Size	0.653 acres (28,461 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Feb 2024)
Tax Bill	$6,084 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage May 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`43-3N-28-509F-0003-0000`

Property Details

APN / Parcel Number

Primary APN	`43-3N-28-509F-0003-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,670 sqft Living Area
1st Floor Area	1,670 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Combination
Construction Type	Wood
Roof Type	Gable/Hip
Lot Area	28,461 sqft (0.653 acres)
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	97052 CUTLASS WAY
City	YULEE
State	FL
Zip	32097-2400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1
Legal Description	LOT 3 PIRATES WOOD # 6 UNR IN OR 2694/1735
Legal Range	28E
Legal Township	03N
Legal Section	43
Legal Subdivision	PIRATES WOOD
Legal Lot Number	3
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	1
Census Block	1059
Census Tract	50308

Owner

Source: Nassau County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	97052 CUTLASS WAY, YULEE, FL 32097-2400
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2024	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 10, 2021	Warranty Deed, Transfer · VA Mortgage FIRST FEDERAL BANK
Oct 28, 2019	Warranty Deed, Transfer COASTAL LIVING TITLE LLC
Jul 23, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 16, 2024 · Amount on Record
Deed Sale	Feb 16, 2024 · Amount on Record
Prior Sale	May 10, 2021 · Amount on Record
Deed Document Number	20244431
Deed Book / Page	2694 / 1735
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Feb 16, 2024
Property Address	97052 CUTLASS WAY, YULEE, FL 32097-2400
Document Number	0026941735
Book / Page	2694 / 1735
Instrument Date	Feb 16, 2024
Instrument	202445004431
Transaction Type	Transfer
Record Updated	Mar 18, 2024

Transaction

Amount	Amount Recorded
Tax	$2,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	97052 CUTLASS WAY, YULEE, FL 32097-2400

Mortgage

Document Number	202445004432
Date	Feb 16, 2024
Instrument	202445004432

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Mortgage

Document Number	0026941738
Date	Feb 16, 2024
Book Page	2694/1738
Instrument	202445004432

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	May 10, 2021
Property Address	97052 CUTLASS WAY, YULEE, FL 32097-2400
Document Number	0024600328
Book / Page	2460 / 328
Instrument Date	Apr 30, 2021
Instrument	202145017331
Transaction Type	Transfer
Record Updated	Feb 29, 2024
Title Company	COASTAL LIVING TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$490.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	316 ASH ST, FERNANDINA BEACH, FL 32034-4232

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97052 CUTLASS WAY, YULEE, FL 32097-2400

Mortgage

Document Number	0002460330
Date	May 10, 2021
Instrument	2460/330

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Oct 28, 2019
Property Address	97052 CUTLASS WAY, YULEE, FL 32097-2400
Document Number	0023150050
Book / Page	002315 / 000050
Instrument Date	Oct 18, 2019
Instrument	45034631
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	COASTAL LIVING TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$385.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	85287 SHINNECOCK HILLS DR FERNANDINA BEACH FL 320348178, FERNANDINA BEACH, FL 32034-8178

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NASSAU FL
Recording Date	Jul 23, 2018
Property Address	97052 CUTLASS WAY, YULEE, FL 32097-2400
Document Number	0022120170
Book / Page	002212 / 000170
Instrument Date	Jul 23, 2018
Instrument	22523
Transaction Type	Transfer
Record Updated	Jul 31, 2018

Transaction

Amount	Amount Recorded
Tax	$315.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	95142 WOODBRIDGE PKWY #104 FERNANDINA BEACH FL 320348761, 104, FERNANDINA BEACH, FL 32034-8761

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,084.00 (+4.46%)	$396,312 (-3.78%) Land $100,000 Building $296,312	$396,312 (-3.78%) Land $100,000 Building $296,312
2024	$5,824.00 (+11.15%)	$411,901 (+18.17%) Land $100,000 Building $311,901	$411,901 (+18.17%) Land $100,000 Building $311,901
2023	$5,240.00 (+480.93%)	$348,557 (+480.93%) Land $100,000 Building $248,557	$348,557 (+480.93%) Land $100,000 Building $248,557
2022	$902.00	$60,000 Land $60,000	$60,000 Land $60,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 475 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	475 in force
Nearby Flood Claims	25 (2016–2024)
Claims Outside the SFHA	4 of 25
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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