97200 Cutlass Way, Yulee, FL 32097 Property Records

Nassau County property record for 97200 Cutlass Way, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,422 sqft · built 1985
Lot Size	0.587 acres (25,601 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Dec 2021)
Tax Bill	$1,556 (2025)
Deeds & Mortgages	Dec 2021 Sale Dec 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`43-3N-28-509F-0009-0000`

Property Details

APN / Parcel Number

Primary APN	`43-3N-28-509F-0009-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,422 sqft Heated Area
Gross Area	1,596 sqft
1st Floor Area	1,038 sqft
Upper Floors Area	384 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Exterior Material	Other
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,601 sqft (0.587 acres)
Garage Type	Carport
Carport	Carport
Carport Area	300 sqft

Exterior Amenities

Porch	Porch
Porch Area	174 sqft
Patio Area	98 sqft
Pole Barn	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	97200 CUTLASS WAY
City	YULEE
State	FL
Zip	32097-2465
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1
Legal Description	LOT 9 IN OR 2523/992 PIRATES WOOD #6 UNR
Legal Range	28E
Legal Township	03N
Legal Section	43
Legal Subdivision	PIRATES WOOD #6
Legal Lot Number	9
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	1
Census Block	1059
Census Tract	50308

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	97200 CUTLASS WAY, YULEE, FL 32097-2465
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Warranty Deed, Transfer GUARDIAN TITLE AND TRUST INC, GUARDIAN TITLE & TRUST INC
Dec 21, 2021	Personal Representative Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2021 · Amount on Record
Deed Sale	Dec 21, 2021 · Amount on Record
Prior Sale	Dec 21, 2021 · Amount on Record
Deed Document Number	202145046928
Deed Book / Page	2523 / 992
Record Updated	Jun 8, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Dec 21, 2021
Property Address	97200 CUTLASS WAY, YULEE, FL 32097-2465
Document Number	0025230994
Book / Page	2523 / 994
Instrument Date	Dec 15, 2021
Instrument	202145046929
Transaction Type	Transfer
Record Updated	Feb 29, 2024
Title Company	GUARDIAN TITLE AND TRUST INC, GUARDIAN TITLE & TRUST INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4300 MISTY LN, LYNN HAVEN, FL 32444-4421

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97200 CUTLASS WAY, YULEE, FL 32097-2465

December 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	NASSAU FL
Recording Date	Dec 21, 2021
Property Address	97200 CUTLASS WAY, YULEE, FL 32097-2465
Document Number	0025230992
Book / Page	2523 / 992
Instrument Date	Dec 15, 2021
Instrument	202145046928
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	GUARDIAN TITLE AND TRUST INC, GUARDIAN TITLE & TRUST INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4300 MISTY LN, LYNN HAVEN, FL 32444-4421

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	97200 CUTLASS WAY, YULEE, FL 32097-2465

Mortgage

Document Number	0002523996
Date	Dec 21, 2021
Instrument	2523/996

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Jan 1, 2023

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,556.00 (+1.77%) Homeowner's exemption	$141,737 (+2.9%)	$276,059 (+0.01%) Land $100,000 Building $176,059
2024	$1,529.00 (+2.14%) Homeowner's exemption	$137,742 (+3%)	$276,033 (+2.79%) Land $100,000 Building $176,033
2023	$1,497.00 (+11.88%) Homeowner's exemption	$133,730 (+3%)	$268,531 (+43.13%) Land $100,000 Building $168,531
2022	$1,338.00 Homeowner's exemption	$129,835	$187,616 Land $60,000 Building $127,616

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 475 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	475 in force
Nearby Flood Claims	25 (2016–2024)
Claims Outside the SFHA	4 of 25
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Matthew, Oct 2016 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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