1. Home
  2. Florida
  3. Nassau County
  4. Yulee
  5. Cutlass Way

97049 Cutlass Way, Yulee, FL 32097 Property Records

Nassau County property record for 97049 Cutlass Way, Yulee, FL 32097

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,293 sqft · built 2005
Lot Size0.574 acres (24,999 sqft)
Owner2 Individual Names on Record
Tax Bill$2,136 (2025)
Deeds & MortgagesOct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN43-3N-28-509C-0107-0000

Property Details

APN / Parcel Number

Primary APN43-3N-28-509C-0107-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,293 sqft Living Area
1st Floor Area2,293 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area24,999 sqft (0.574 acres)
Garage Area600 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area54 sqft
Shed1 Shed
Shed Area288 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address97049 CUTLASS WAY
CityYULEE
StateFL
Zip32097-2401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-1
Legal DescriptionLOT 107 IN OR 1272/755 PIRATES WOOD #3 UNR
Legal Range28E
Legal Township03N
Legal Section43
Legal SubdivisionPIRATES WOOD
Legal Lot Number107
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group1
Census Block1011
Census Tract50308

Owner

Source: Nassau County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address97049 CUTLASS WAY, YULEE, FL 32097-2401
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 2004
Deed SaleJul 28, 2004
Prior SaleFeb 2, 2004 · Amount on Record
Deed Document Number200426104
Deed Book / Page1248 / 1897
Last Transfer DateNov 3, 2004
Transfer Doc0012720755
Record UpdatedJun 8, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address97049 CUTLASS WAY, YULEE, FL 32097-2401
Document Number0023101590
Instrument DateOct 1, 2019
Transaction TypeMortgage
Record UpdatedNov 5, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address97049 CUTLASS WAY YULEE FL 320972401, YULEE, FL 32097-2401

Mortgage

Document Number0023101590
DateOct 8, 2019
Book Page002310/001590
Instrument45032431
Lender
NameCOMMUNITY FIRST CU/FL
TypeCredit Union
AddressJACKSONVILLE, FL 32204
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueOct 7, 2029

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,136.00 (+1.57%) Homeowner's exemption$179,522 (+2.9%)$430,537 (+29.69%) Land $100,000 Building $330,537
2024$2,103.00 (+1.79%) Homeowner's exemption$174,463 (+3%)$331,981 (+2.27%) Land $100,000 Building $231,981
2023$2,066.00 (+11.14%) Homeowner's exemption$169,382 (+3%)$324,601 (+34.97%) Land $100,000 Building $224,601
2022$1,859.00 Homeowner's exemption$164,449$240,500 Land $60,000 Building $180,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 475 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies475 in force
Nearby Flood Claims25 (2016–2024)
Claims Outside the SFHA4 of 25
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA: LOFTON OAKS GRID
private · serves 24,318 people · EPA ID FL2454338
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cutlass Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures