97035 Cutlass Way, Yulee, FL 32097 Property Records

Nassau County property record for 97035 Cutlass Way, Yulee, FL 32097

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,170 sqft · built 2007
Lot Size0.598 acres (26,059 sqft)
Owner2 Individual Names on Record
Last Sale$240,000 (Nov 2013)
Tax Bill$3,278 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN43-3N-28-509C-0106-0000

Property Details

APN / Parcel Number

Primary APN43-3N-28-509C-0106-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area3,170 sqft Living Area
1st Floor Area2,962 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area26,059 sqft (0.598 acres)
Garage Area600 sqft
DrivewayConcrete Driveway

Exterior Amenities

PorchFlorida Room
Porch Area304 sqft
Shed1 Shed
Shed Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address97035 CUTLASS WAY
CityYULEE
StateFL
Zip32097-2401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF-1
Legal DescriptionLOT 106 IN OR 1238/358 PIRATES WOOD #3 UNR
Legal Range28E
Legal Township03N
Legal Section43
Legal SubdivisionPIRATES WOOD
Legal Lot Number106
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group1
Census Block1011
Census Tract50308

Owner

Source: Nassau County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address97035 CUTLASS WAY, YULEE, FL 32097-2401
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 22, 2013 · Amount on Record
Deed SaleNov 22, 2013 · Amount on Record
Prior SaleJun 16, 2004 · Amount on Record
Deed Document Number201332528
Deed Book / Page1890 / 1013
Prior Transfer DateApr 5, 2005
Prior Transfer Doc0013091728
Record UpdatedJun 8, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address97035 CUTLASS WAY, YULEE, FL 32097-2401
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023781714
DateJul 24, 2020
Book Page2378/1714
Instrument202045022906
Lender
NameHAMILTON GROUP FUNDING INC
TypeMortgage Company
AddressFORT LAUDERDALE, FL 33323
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,278.00 (+1.42%) Homeowner's exemption$253,877 (+2.9%)$494,744 (+5.64%) Land $100,000 Building $394,744
2024$3,232.00 (+1.44%) Homeowner's exemption$246,722 (+3%)$468,317 (+3.23%) Land $100,000 Building $368,317
2023$3,186.00 (+10.47%) Homeowner's exemption$239,536 (+3%)$453,682 (+39.4%) Land $100,000 Building $353,682
2022$2,884.00 Homeowner's exemption$232,559$325,452 Land $60,000 Building $265,452

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 475 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies475 in force
Nearby Flood Claims25 (2016–2024)
Claims Outside the SFHA4 of 25
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Hurricane Matthew, Oct 2016 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA: LOFTON OAKS GRID
private · serves 24,318 people · EPA ID FL2454338
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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Nearby Streets

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