9700 Ethan Ridge Ave, Frederick, MD 21704 Property Records

Frederick County property record for 9700 Ethan Ridge Ave, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,392 sqft · built 2010
Lot Size	0.287 acres (12,478 sqft)
Owner	2 Individual Names on File
Last Sale	$548,800 (Jul 2010)
Tax Bill	$10,706 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-252269`

Property Details

APN / Parcel Number

Primary APN	`07-252269`
Alternative APN	`252269`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,392 sqft Living Area
Gross Area	4,812 sqft
1st Floor Area	2,204 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,478 sqft (0.287 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	252269
Street Address	9700 ETHAN RIDGE AVE
City	FREDERICK
State	MD
Zip	21704-7390
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 20000 SECT M-20 12,478 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	VILLAGES/URBANA SEC M-20
Legal Lot Number	20000
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1048
Census Tract	752205

Owner

9700 Ethan Ridge Ave is owned and occupied by two individuals who acquired it in March 2020.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9700 ETHAN RIDGE AVE, FREDERICK, MD 21704-7390
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage SWBC MORTGAGE CORP
Apr 1, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage SWBC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2010 · Amount on File
Deed Sale	Jul 19, 2010 · Amount on File
Deed Book / Page	7915 / 113
Last Transfer Date	Mar 16, 2020
Transfer Doc	0136250287
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	9700 ETHAN RIDGE AVE, FREDERICK, MD 21704-7390
Transaction Type	Mortgage
Record Updated	Jun 4, 2021
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9700 ETHAN RIDGE AVE, FREDERICK, MD 21704-7390

Mortgage

Document Number	0147590118
Date	Apr 12, 2021
Book Page	14759/118

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company
Address	SAN ANTONIO, TX 78216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Apr 1, 2020
Property Address	9700 ETHAN RIDGE AVE, FREDERICK, MD 21704-7390
Document Number	0136250287
Book / Page	13625 / 287
Map Reference	MB 85 PL 196
Instrument Date	Mar 16, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	ADVANTAGE TITLE COMPANY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9700 ETHAN RIDGE AVE, FREDERICK, MD 21704-7390

Mortgage

Document Number	136250295
Date	Apr 1, 2020
Instrument	13625/0295

Lender

Name	SWBC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 9700 Ethan Ridge Ave was $10,706 with a homeowner's exemption, up 3.2% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$859,600 (+7.16%)	$917,000 (-) Land $279,800 Building $637,200
2025	$10,706.00 (+3.18%) Homeowner's exemption	$802,200	$917,000 Land $279,800 Building $637,200
2024	$10,376.00 (+7.15%)
2023	$9,684.00 Homeowner's exemption	$696,333	$744,800 Land $203,700 Building $541,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9700 Ethan Ridge Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9700 Ethan Ridge Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Nearby Properties on Ethan Ridge Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures