970 Gemstone St, Othello, WA 99344 Property Records

Adams County property record for 970 Gemstone St, Othello, WA 99344

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 2010
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,150 (Mar 2010)
Tax Bill	$3,251 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1529032240512`

Property Details

APN / Parcel Number

Primary APN	`1529032240512`
Alternative APN	`1529031529030024194000501200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,500 sqft Living Area
Gross Area	2,000 sqft
1st Floor Area	1,500 sqft
Flooring	Covered

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	105 ft deep x 57 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	100 sqft
Patio Area	100 sqft
Storage Building	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	970 GEMSTONE ST
City	OTHELLO
State	WA
Zip	99344-5014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12, BLK 5, SAGESTONE 5TH ADDITION MAJOR PLAT
Legal Subdivision	SAGESTONE 5TH ADDITION
Legal Block	5
Legal Lot Number	12
Jurisdiction	ADAMS WA
Township / Civil Division	OTHELLO
Census Block Group	1
Census Block	1068
Census Tract	950500

Owner

Source: Adams County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	619 S 4TH AVE, OTHELLO, WA 99344-1745
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Aug 16, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Nov 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 31, 2010 · Amount on Record
Deed Sale	Mar 31, 2010 · Amount on Record
Deed Document Number	2010294754
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS WA
Property Address	970 GEMSTONE ST, OTHELLO, WA 99344-5014
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000327708
Date	Apr 14, 2021
Instrument	327708

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS WA
Property Address	970 GEMSTONE ST, OTHELLO, WA 99344-5014
Document Number	0000319510
Instrument Date	Aug 16, 2018
Transaction Type	Mortgage
Record Updated	Sep 11, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	970 GEMSTONE ST OTHELLO WA 993445014, OTHELLO, WA 99344-5014

Mortgage

Document Number	0000319510
Date	Aug 29, 2018
Instrument	319510

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 28, 2048

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS WA
Property Address	970 GEMSTONE ST, OTHELLO, WA 99344-5014
Document Number	0000317337
Instrument Date	Nov 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	970 GEMSTONE ST OTHELLO WA 993445014, OTHELLO, WA 99344-5014

Mortgage

Document Number	0000317337
Date	Dec 1, 2017
Instrument	317337

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 30, 2032

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Adams County
Municipality	Othello City
Unified School District	Othello School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,251.00 (+27.94%)	$324,700 (+41.98%) Land $34,900 Building $289,800	$324,700 (+41.98%) Land $34,900 Building $289,800
2023	$2,541.00 (+15.92%)	$228,700 (+8.54%) Land $33,600 Building $195,100	$228,700 (+8.54%) Land $33,600 Building $195,100
2022	$2,192.00	$210,700 Land $31,200 Building $179,500	$210,700 Land $31,200 Building $179,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTHELLO WATER DEPARTMENT serves 8,755 people · EPA ID WA5364850
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Ziply Fiber.

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