1010 Gemstone St, Othello, WA 99344 Property Records

Adams County property record for 1010 Gemstone St, Othello, WA 99344

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,276 sqft · built 2009
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$132,600 (Nov 2009)
Tax Bill	$2,906 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1529032240515`

Property Details

APN / Parcel Number

Primary APN	`1529032240515`
Alternative APN	`1529031529030024194000501500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,276 sqft Living Area
Gross Area	1,696 sqft
1st Floor Area	1,276 sqft
Flooring	Covered

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	105 ft deep x 57 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab
Porch Area	20 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1010 GEMSTONE ST
City	OTHELLO
State	WA
Zip	99344-5015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15, BLK 5, SAGESTONE 5TH ADDITION MAJOR PLAT
Legal Subdivision	SAGESTONE 5TH ADDITION
Legal Block	5
Legal Lot Number	15
Jurisdiction	ADAMS WA
Township / Civil Division	OTHELLO
Census Block Group	1
Census Block	1068
Census Tract	950500

Owner

Source: Adams County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1010 GEMSTONE ST, OTHELLO, WA 99344-5015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOAN SIMPLE INC
Oct 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage NUMERICA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2009 · Amount on Record
Deed Sale	Nov 6, 2009 · Amount on Record
Deed Document Number	2009293662
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS WA
Property Address	1010 GEMSTONE ST, OTHELLO, WA 99344-5015
Transaction Type	Mortgage
Record Updated	Jun 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000330282
Date	Jan 3, 2022
Instrument	330282

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS WA
Property Address	1010 GEMSTONE ST, OTHELLO, WA 99344-5015
Document Number	0000326819
Instrument Date	Jan 25, 2021
Transaction Type	Mortgage
Record Updated	Apr 15, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 GEMSTONE ST OTHELLO WA 993445015, OTHELLO, WA 99344-5015

Mortgage

Document Number	0000326819
Date	Jan 29, 2021
Instrument	326819

Lender

Name	LOAN SIMPLE INC
Type	Funding / Finance Company
Address	ENGLEWOOD, CO 80112

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 28, 2041

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS WA
Property Address	1010 GEMSTONE ST, OTHELLO, WA 99344-5015
Document Number	0000317119
Instrument Date	Oct 19, 2017
Transaction Type	Mortgage
Record Updated	Nov 29, 2017
Title Company	FRONTIER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 GEMSTONE ST OTHELLO WA 993445015, OTHELLO, WA 99344-5015

Mortgage

Document Number	0000317119
Date	Oct 31, 2017
Instrument	317119

Lender

Name	NUMERICA CU
Type	Credit Union
Address	SPOKANE VALLEY, WA 99037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 30, 2042

Tax Assessment & Valuation

Source: Adams County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Adams County
Municipality	Othello City
Unified School District	Othello School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,906.00 (+26.79%)	$289,500 (+40.74%) Land $34,900 Building $254,600	$289,500 (+40.74%) Land $34,900 Building $254,600
2023	$2,292.00 (+15.82%)	$205,700 (+8.49%) Land $33,600 Building $172,100	$205,700 (+8.49%) Land $33,600 Building $172,100
2022	$1,979.00	$189,600 Land $31,200 Building $158,400	$189,600 Land $31,200 Building $158,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTHELLO WATER DEPARTMENT serves 8,755 people · EPA ID WA5364850
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Ziply Fiber.

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