960 Gemstone St, Othello, WA 99344 Property Records

Adams County property record for 960 Gemstone St, Othello, WA 99344

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,708 sqft · built 2010
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$329,000 (Dec 2023)
Tax Bill	$4,165 (2026)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1529032240511`

Property Details

APN / Parcel Number

Primary APN	`1529032240511`
Alternative APN	`1529030024194000501100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,708 sqft Living Area
Gross Area	2,644 sqft
1st Floor Area	1,708 sqft
Flooring	Covered

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	105 ft deep x 57 ft wide
Garage Type	Attached
Garage Area	880 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab
Porch Area	56 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	960 GEMSTONE ST
City	OTHELLO
State	WA
Zip	99344-5014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11, BLK 5, SAGESTONE 5TH ADDITION MAJOR PLAT
Legal Subdivision	SAGESTONE 5TH ADDITION
Legal Block	5
Legal Lot Number	11
Jurisdiction	ADAMS WA
Township / Civil Division	OTHELLO
Census Block Group	1
Census Block	1068
Census Tract	950500

Owner

960 Gemstone St is owned and occupied by two individuals who bought it in December 2023.

Source: Adams County records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	960 GEMSTONE ST, OTHELLO, WA 99344-5014
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Apr 2, 2021	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Mar 15, 2017	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2023 · Amount on File
Deed Sale	Dec 6, 2023 · Amount on File
Prior Sale	Apr 2, 2021 · Amount on File
Deed Document Number	2023335281
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS WA
Recording Date	Dec 6, 2023
Property Address	960 GEMSTONE ST, OTHELLO, WA 99344-5014
Document Number	0000335281
Map Reference	VOL 3 PG 177-180
Instrument Date	Dec 5, 2023
Instrument	335281
Transaction Type	Transfer
Record Updated	Dec 15, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,446.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 GEMSTONE ST, OTHELLO, WA 99344-5014

Mortgage

Document Number	0000335282
Date	Dec 6, 2023
Instrument	335282

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS WA
Recording Date	Apr 2, 2021
Property Address	960 GEMSTONE ST, OTHELLO, WA 99344-5014
Document Number	0000327580
Instrument Date	Apr 1, 2021
Instrument	327580
Transaction Type	Transfer
Record Updated	Jul 5, 2022
Title Company	NOT AVAILABLE, FRONTIER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,663.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 GEMSTONE ST, OTHELLO, WA 99344-5014

Mortgage

Document Number	0000327581
Date	Apr 2, 2021
Instrument	327581

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS WA
Recording Date	Mar 15, 2017
Property Address	960 GEMSTONE ST, OTHELLO, WA 99344-5014
Document Number	0000315398
Map Reference	VOL3 PG177-180
Instrument Date	Mar 14, 2017
Instrument	315398
Transaction Type	Transfer
Record Updated	Jul 5, 2022
Title Company	FRONTIER TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,896.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	960 GEMSTONE ST, OTHELLO, WA 99344-5014

Mortgage

Document Number	0000315399
Date	Mar 15, 2017
Instrument	315399

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 960 Gemstone St was $4,165.

Source: Adams County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Adams County
Municipality	Othello City
Unified School District	Othello School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,165.00	$418,100 Land $34,900 Building $383,200	$418,100 Land $34,900 Building $383,200
2023	$3,297.00 (+16.01%)	$298,600 (+8.58%) Land $33,600 Building $265,000	$298,600 (+8.58%) Land $33,600 Building $265,000
2022	$2,842.00	$275,000 Land $31,200 Building $243,800	$275,000 Land $31,200 Building $243,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 960 Gemstone St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 960 Gemstone St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.4% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTHELLO WATER DEPARTMENT serves 8,755 people · EPA ID WA5364850
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Ziply Fiber.

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